Great news for security-minded investors: We’ve heard your feedback and made adjustments to our Conservative strategy. As of today, it will only invest in loans issued by lending companies with less than 3% pending payments (previously 10%). 

Mintos strategy product owner Janis Georgs Klavins comments:

“We see that investors expect more stable and predictable results from the Conservative strategy. Therefore, we have built the strategy so that the algorithm buys loans only from the lending companies with the best portfolio quality while ensuring sufficient diversification among them. The current situation has demonstrated that, without dramatically affecting the companies available for this strategy, we can tighten the selection criteria for pending payments.”