Zenka Finance from Kenya launches on Mintos!

Zenka Finance – one of the fastest-growing digital lender providers operating in Kenya has just joined the Mintos marketplace, offering the possibility to invest in the dynamically developing personal loan sector and benefit from the opportunities arising from technology and innovation. 

Zenka’s mission is to provide its customers with a choice of high-end, flexible and scalable financial products that empower them in their journey towards financial inclusion and shape their economic trajectory.

Zenka Finance is a fintech company set up in December 2018 to provide innovative personal flexible loan products from USD 5 to USD 200 with a payment period of 1 to 61 days. With its focus on customer satisfaction combined with the data-driven approach, Zenka became a trusted partner for thousands of borrowers in Kenya.

What makes Zenka unique is the introduction of new features which did not exist in the Kenyan market. To begin with, Zenka loans are fully flexible – the clients decide on their loan’s maturity, depending on their needs, up to 61 days. They may also benefit from top-up options, where borrowers can apply for an additional amount of money within their loan limit

“Zenka Finance has been looking for reliable and flexible funding to help us grow our business further and to exploit opportunities arising from technology and innovation in meeting consumer’s financial needs. Therefore we decided to join Mintos – one of the best marketplaces for loans in the world. We strongly believe that this partnership supported by our dedication, thriving Kenyan economy, favourable local conditions and appropriate investment will result in achieving the leadership position on the digital lending market.”

Above all this, we are one of the founders of DLAK (Digital Lenders Association in Kenya) as we want to play an active role in ensuring a strong future for the digital lending industry that is built on best practice in lending and consumer protection through collaborative engagement with stakeholders, regulators and customers alike.” – says Zenka’s CEO Robert Masinde.

Zenka focuses on accessibility

As today’s businesses must embrace technology to survive, Zenka has introduced a set of AI algorithms to fully automate the credit process and customer journey. AI-based solutions in the fields of credit scoring, debt collection, loan uptake predictions, customer care, fraud and client churn prevention form unique Zenka’s AI Squad (arguably the only solution of that kind among Kenyan lenders).

Zenka is focused on being accessible for every customer – the clients may apply for a loan through the app on Android and IOS as well as other means. 

Zenka on Mintos

You can now invest in Zenka’s Kenya-issued personal loans, listed in the EUR currency. Loans on the marketplace range from EUR 12 to EUR 182 with a payment period of 1 to 61 days. You can expect a net annual return of up to 12%.

All of Zenka loans on Mintos are secured with a buyback guarantee and will be bought back by the company if they become delinquent for more than 60 days. In addition, the company will maintain 10% of each loan placed on the marketplace on its balance sheet.

Zenka since inception has issued around 5 million EUR. 

Don’t miss out on this great opportunity to invest in Kenya-issued loans from Zenka! If you use Auto Invest, be sure to update your settings accordingly.

Some of the equity investors in the loan originator and Mintos overlap.



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