Loan 1175510-01 - Business Loan Lithuania

Loan Details

Loan Type Business Loan
Loan Amount € 30 000.00
Remaining Principal € 0.00
Effective APR charged to borrowers 23.0%
Interest Rate 9.0%
Initial LTV -
LTV -
Initial Term 12 m. 5 d.
Remaining Term Late
Amortization Method Full
Listing Date 27.06.2017
Date of Issue 26.06.2017
Closing Date 01.07.2018
Status Finished
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Loan Originator Details

Loan Originator
Legal Entity
UAB Capitalia Finance
Group Guarantee
AS Capitalia, Capitalia Finance OU

This loan comes with a buyback guarantee. The loan will be bought back from investors if it becomes 60 or more days delinquent.

  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Borrower and Collateral Details

    Loan PurposeWorking Capital
    BorrowerCompany
    Business sectorWholesale trade, except of motor vehicles and motorcycles
    DescriptionCompany offers products for take away food sector. Company is distributors of leading world food packaging companies, which offer best quality products. Products of these companies are used by Starbucks, Pret-a-Manger, Costa Coffee and lot of other. Loan was used to accelerate working capital, expand inventory.
    Estimated annual default rate 0.5
    Country Lithuania
    Personal guarantee yes
    Risk category A
  • DatePrincipal Interest TotalPayment ReceivedPayment DateStatus
    01.08.2017 € 2 247.29 € 262.50 € 2 509.79 € 2 509.79 01.08.2017 Paid
    01.09.2017 € 2 290.36 € 215.08 € 2 505.44 € 2 505.44 04.09.2017 Paid
    01.10.2017 € 2 334.26 € 190.97 € 2 525.23 € 2 525.23 02.10.2017 Paid
    01.11.2017 € 2 379.00 € 179.24 € 2 558.24 € 2 558.24 01.11.2017 Paid
    01.12.2017 € 2 424.60 € 155.62 € 2 580.22 € 2 580.22 29.12.2017 Paid after the due date
    Received late payment fee: € 0.01
    01.01.2018 € 2 471.07 € 142.01 € 2 613.08 € 2 613.08 24.01.2018 Paid after the due date
    01.02.2018 € 2 518.43 € 122.86 € 2 641.29 € 2 641.29 01.02.2018 Paid
    01.03.2018 € 2 566.70 € 93.34 € 2 660.04 € 2 660.04 01.03.2018 Paid
    01.04.2018 € 2 615.90 € 83.45 € 2 699.35 € 2 699.35 01.04.2018 Paid
    01.05.2018 € 2 666.04 € 61.14 € 2 727.18 € 2 727.18 01.05.2018 Paid
    01.06.2018 € 2 717.13 € 42.52 € 2 759.65 € 2 759.65 07.06.2018 Paid after the due date
    01.07.2018 € 2 769.22 € 20.77 € 2 789.99 € 2 789.99 02.07.2018 Paid
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