Loan 194267-01 - Business Loan Latvia

Loan Details

Loan Type Business Loan
Loan Amount € 20 000.00
Remaining Principal € 14 482.91
Interest Rate 10.5%
Initial LTV 66%
LTV 48%
Initial Term 36 m. 0 d.
Remaining Term 24 m. 1 d.
Amortization Method Full
Listing Date 02.09.2016
Date of Issue 30.08.2016
Closing Date 15.08.2019
Status Current
Loan Originator Capitalia
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This loan comes with a buyback guarantee. CAPITALIA will buy back the loan from investors if it becomes 60 or more days delinquent.

Invest

Available
€ 0.62
  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Borrower and Collateral Details

    Loan PurposeWorking Capital
    BorrowerCompany
    Business sectorFinancial service activities, except insurance and pension funding
    DescriptionFast growing lending company in Latvia that offers vehicle finance lease and leaseback services, whereby the loan is secured by vehicle collateral. Loan was attracted to grow client portfolio and issue new loans in the Latvian market.
    Registered10.07.2015
    Risk category A
    Estimated annual default rate 0.5
    Personal guarantee yes
    Collateral Vehicles pledge: Opel Corsa (manufacturing year 2012); Volvo XC 70(manufacturing year 2009); Renault Megane (manufacturing year 2009), Opel Astra (manufacturing year 2011)
    Country Latvia
    Valuation€ 30 099 / 01.08.2016
  • DatePrincipal Interest TotalPayment ReceivedPayment DateStatus
    15.09.2016 € 423.05 € 81.67 € 504.72 € 504.72 16.09.2016 Paid
    15.10.2016 € 429.40 € 171.30 € 600.70 € 600.70 15.10.2016 Paid
    15.11.2016 € 435.84 € 173.13 € 608.97 € 608.97 17.11.2016 Paid
    15.12.2016 € 442.37 € 163.73 € 606.10 € 606.10 22.12.2016 Paid after the due date
    15.01.2017 € 449.01 € 165.19 € 614.20 € 614.20 17.01.2017 Paid
    15.02.2017 € 455.75 € 161.13 € 616.88 € 616.88 17.02.2017 Paid
    15.03.2017 € 462.58 € 141.81 € 604.39 € 604.39 16.03.2017 Paid
    15.04.2017 € 469.52 € 152.82 € 622.34 € 622.34 18.04.2017 Paid
    15.05.2017 € 476.56 € 143.78 € 620.34 € 620.34 15.05.2017 Paid
    15.06.2017 € 483.71 € 144.27 € 627.98 € 627.98 19.06.2017 Paid
    15.07.2017 € 490.97 € 135.38 € 626.35 € 626.35 15.07.2017 Paid
    15.08.2017 € 498.33 € 135.46 € 633.79 € 633.79 16.08.2017 Paid
    15.09.2017 € 505.81 € 130.95 € 636.76 Scheduled
    15.10.2017 € 513.39 € 122.30 € 635.69 Scheduled
    15.11.2017 € 521.09 € 121.73 € 642.82 Scheduled
    15.12.2017 € 528.91 € 113.25 € 642.16 Scheduled
    15.01.2018 € 536.84 € 112.24 € 649.08 Scheduled
    15.02.2018 € 544.90 € 107.39 € 652.29 Scheduled
    15.03.2018 € 553.07 € 92.54 € 645.61 Scheduled
    15.04.2018 € 561.37 € 97.46 € 658.83 Scheduled
    15.05.2018 € 569.79 € 89.40 € 659.19 Scheduled
    15.06.2018 € 578.33 € 87.23 € 665.56 Scheduled
    15.07.2018 € 587.01 € 79.36 € 666.37 Scheduled
    15.08.2018 € 595.81 € 76.70 € 672.51 Scheduled
    15.09.2018 € 604.75 € 71.31 € 676.06 Scheduled
    15.10.2018 € 613.82 € 63.72 € 677.54 Scheduled
    15.11.2018 € 623.03 € 60.29 € 683.32 Scheduled
    15.12.2018 € 632.38 € 52.89 € 685.27 Scheduled
    15.01.2019 € 641.86 € 48.94 € 690.80 Scheduled
    15.02.2019 € 651.49 € 43.14 € 694.63 Scheduled
    15.03.2019 € 661.26 € 33.64 € 694.90 Scheduled
    15.04.2019 € 671.18 € 31.27 € 702.45 Scheduled
    15.05.2019 € 681.25 € 24.38 € 705.63 Scheduled
    15.06.2019 € 691.47 € 19.04 € 710.51 Scheduled
    15.07.2019 € 701.84 € 12.37 € 714.21 Scheduled
    15.08.2019 € 712.26 € 6.44 € 718.70 Scheduled
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