Loan 2014-1003 - Mortgage Loan Latvia

Loan Details

Loan Type Mortgage Loan
Loan Amount € 30 000.00
Remaining Principal € 22 611.96
Effective APR charged to borrowers -
Interest Rate 12.5%
Initial LTV 45%
LTV 34%
Initial Term 119 m. 28 d.
Remaining Term 72 m. 23 d.
Amortization Method Full
Listing Date 17.10.2014
Date of Issue 17.10.2014
Closing Date 15.10.2024
Status 1-15 Days Late
Loan Originator HipocreditC+
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  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Debt Collection
  • Borrower and Collateral Details

    BorrowerMale, 43 y.
    Loan PurposeOther
    CollateralReal estate
    Real Estate TypeHouse
    Size144 m2
    Country Latvia, Liepāja
    Valuation€ 67 000 / 29.08.2014
    Appraiser
  • DatePrincipal Interest TotalPayment ReceivedPayment DateStatus
    15.11.2014 € 139.95 € 302.08 € 442.04 € 442.04 18.11.2014 Paid
    15.12.2014 € 131.00 € 311.04 € 442.04 € 442.04 17.12.2014 Paid
    15.01.2015 € 122.04 € 320.00 € 442.04 € 442.04 29.01.2015 Paid after the due date
    Received late payment fee: € 28.73
    15.02.2015 € 123.35 € 318.69 € 442.04 € 442.04 12.03.2015 Paid after the due date
    Received late payment fee: € 34.29
    15.03.2015 € 155.39 € 286.65 € 442.04 € 442.04 06.08.2015 Paid after the due date
    Received late payment fee: € 68.52
    15.04.2015 € 126.35 € 315.69 € 442.04 € 442.04 29.09.2015 Paid after the due date
    Received late payment fee: € 132.61
    15.05.2015 € 137.85 € 304.19 € 442.04 € 442.04 29.09.2015 Paid after the due date
    Received late payment fee: € 148.95
    15.06.2015 € 129.20 € 312.84 € 442.04 € 442.04 29.09.2015 Paid after the due date
    Received late payment fee: € 106.26
    15.07.2015 € 140.63 € 301.40 € 442.04 € 442.04 03.09.2015 Paid after the due date
    Received late payment fee: € 92.12
    15.08.2015 € 132.10 € 309.94 € 442.04 € 442.04 03.09.2015 Paid after the due date
    Received late payment fee: € 53.08
    15.09.2015 € 133.52 € 308.52 € 442.04 € 442.04 12.10.2015 Paid after the due date
    Received late payment fee: € 42.94
    15.10.2015 € 144.87 € 297.17 € 442.04 € 442.04 23.10.2015 Paid after the due date
    Received late payment fee: € 4.97
    15.11.2015 € 136.52 € 305.52 € 442.04 € 442.04 02.12.2015 Paid after the due date
    Received late payment fee: € 3.36
    15.12.2015 € 147.80 € 294.24 € 442.04 € 442.04 12.01.2016 Paid after the due date
    Received late payment fee: € 5.68
    15.01.2016 € 139.58 € 302.46 € 442.04 € 442.04 03.02.2016 Paid after the due date
    Received late payment fee: € 17.28
    15.02.2016 € 141.08 € 300.96 € 442.04 € 442.04 14.03.2016 Paid after the due date
    Received late payment fee: € 34.18
    15.03.2016 € 161.92 € 280.12 € 442.04 € 442.04 13.05.2016 Paid after the due date
    Received late payment fee: € 65.82
    15.04.2016 € 144.34 € 297.70 € 442.04 € 442.04 13.05.2016 Paid after the due date
    Received late payment fee: € 62.87
    15.05.2016 € 155.45 € 286.59 € 442.04 € 442.04 13.06.2016 Paid after the due date
    Received late payment fee: € 42.70
    15.06.2016 € 147.57 € 294.47 € 442.04 € 442.04 12.08.2016 Paid after the due date
    Received late payment fee: € 64.58
    15.07.2016 € 158.61 € 283.43 € 442.04 € 442.04 06.09.2016 Paid after the due date
    Received late payment fee: € 72.80
    15.08.2016 € 150.87 € 291.17 € 442.04 € 442.04 12.09.2016 Paid after the due date
    Received late payment fee: € 44.87
    15.09.2016 € 152.49 € 289.55 € 442.04 € 442.04 24.11.2016 Paid after the due date
    Received late payment fee: € 45.21
    15.10.2016 € 163.42 € 278.62 € 442.04 € 442.04 09.12.2016 Paid after the due date
    Received late payment fee: € 67.17
    15.11.2016 € 155.89 € 286.15 € 442.04 € 442.04 23.01.2017 Paid after the due date
    Received late payment fee: € 54.34
    15.12.2016 € 166.74 € 275.29 € 442.04 € 442.04 23.01.2017 Paid after the due date
    Received late payment fee: € 41.90
    15.01.2017 € 159.36 € 282.68 € 442.04 € 442.04 11.03.2017 Paid after the due date
    Received late payment fee: € 28.83
    15.02.2017 € 161.08 € 280.96 € 442.04 € 442.04 10.04.2017 Paid after the due date
    Received late payment fee: € 36.08
    15.03.2017 € 189.83 € 252.20 € 442.04 € 442.04 11.04.2017 Paid after the due date
    Received late payment fee: € 41.37
    15.04.2017 € 164.86 € 277.18 € 442.04 € 442.04 14.06.2017 Paid after the due date
    Received late payment fee: € 52.69
    15.05.2017 € 175.51 € 266.52 € 442.04 € 442.04 14.06.2017 Paid after the due date
    Received late payment fee: € 53.01
    15.06.2017 € 168.52 € 273.52 € 442.04 € 442.04 13.07.2017 Paid after the due date
    Received late payment fee: € 45.27
    15.07.2017 € 179.10 € 262.94 € 442.04 € 442.04 11.09.2017 Paid after the due date
    Received late payment fee: € 54.41
    15.08.2017 € 172.26 € 269.78 € 442.04 € 442.04 12.09.2017 Paid after the due date
    Received late payment fee: € 42.19
    15.09.2017 € 174.11 € 267.92 € 442.04 € 442.04 12.10.2017 Paid after the due date
    Received late payment fee: € 47.01
    15.10.2017 € 184.57 € 257.47 € 442.04 € 442.04 13.11.2017 Paid after the due date
    Received late payment fee: € 56.29
    15.11.2017 € 177.98 € 264.06 € 442.04 € 442.04 13.12.2017 Paid after the due date
    Received late payment fee: € 58.62
    15.12.2017 € 188.35 € 253.69 € 442.04 € 442.04 10.01.2018 Paid after the due date
    Received late payment fee: € 55.20
    15.01.2018 € 181.92 € 260.12 € 442.04 € 442.04 14.02.2018 Paid after the due date
    Received late payment fee: € 61.24
    15.02.2018 € 183.88 € 258.16 € 442.04 € 442.04 09.03.2018 Paid after the due date
    Received late payment fee: € 45.73
    15.03.2018 € 210.65 € 231.39 € 442.04 € 442.04 13.04.2018 Paid after the due date
    Received late payment fee: € 57.07
    15.04.2018 € 188.12 € 253.91 € 442.04 € 442.04 11.05.2018 Paid after the due date
    Received late payment fee: € 54.47
    15.05.2018 € 198.27 € 243.76 € 442.04 € 442.04 12.06.2018 Paid after the due date
    Received late payment fee: € 58.58
    15.06.2018 € 192.28 € 249.76 € 442.04 € 442.04 14.08.2018 Paid after the due date
    Received late payment fee: € 88.44
    15.07.2018 € 202.34 € 239.70 € 442.04 € 442.04 29.08.2018 Paid after the due date
    Received late payment fee: € 37.30
    15.08.2018 € 196.53 € 245.51 € 442.04 € 442.04 12.09.2018 Paid after the due date
    Received late payment fee: € 29.84
    15.09.2018 € 198.65 € 243.39 € 442.04 € 10.94 Late
    15.10.2018 € 208.57 € 233.47 € 442.04 Scheduled
    15.11.2018 € 203.03 € 239.01 € 442.04 Scheduled
    15.12.2018 € 212.85 € 229.18 € 442.04 Scheduled
    15.01.2019 € 207.51 € 234.53 € 442.04 Scheduled
    15.02.2019 € 209.74 € 232.30 € 442.04 Scheduled
    15.03.2019 € 234.26 € 207.78 € 442.04 Scheduled
    15.04.2019 € 214.52 € 227.52 € 442.04 Scheduled
    15.05.2019 € 224.09 € 217.95 € 442.04 Scheduled
    15.06.2019 € 219.24 € 222.80 € 442.04 Scheduled
    15.07.2019 € 228.71 € 213.33 € 442.04 Scheduled
    15.08.2019 € 224.06 € 217.98 € 442.04 Scheduled
    15.09.2019 € 226.47 € 215.57 € 442.04 Scheduled
    15.10.2019 € 235.79 € 206.25 € 442.04 Scheduled
    15.11.2019 € 231.45 € 210.59 € 442.04 Scheduled
    15.12.2019 € 240.65 € 201.39 € 442.04 Scheduled
    15.01.2020 € 236.53 € 205.51 € 442.04 Scheduled
    15.02.2020 € 239.08 € 202.96 € 442.04 Scheduled
    15.03.2020 € 254.58 € 187.46 € 442.04 Scheduled
    15.04.2020 € 244.39 € 197.65 € 442.04 Scheduled
    15.05.2020 € 253.31 € 188.73 € 442.04 Scheduled
    15.06.2020 € 249.75 € 192.29 € 442.04 Scheduled
    15.07.2020 € 258.55 € 183.49 € 442.04 Scheduled
    15.08.2020 € 255.22 € 186.82 € 442.04 Scheduled
    15.09.2020 € 257.97 € 184.07 € 442.04 Scheduled
    15.10.2020 € 266.59 € 175.45 € 442.04 Scheduled
    15.11.2020 € 263.61 € 178.43 € 442.04 Scheduled
    15.12.2020 € 272.11 € 169.93 € 442.04 Scheduled
    15.01.2021 € 269.38 € 172.66 € 442.04 Scheduled
    15.02.2021 € 272.28 € 169.76 € 442.04 Scheduled
    15.03.2021 € 291.35 € 150.69 € 442.04 Scheduled
    15.04.2021 € 278.34 € 163.69 € 442.04 Scheduled
    15.05.2021 € 286.52 € 155.51 € 442.04 Scheduled
    15.06.2021 € 284.42 € 157.61 € 442.04 Scheduled
    15.07.2021 € 292.47 € 149.57 € 442.04 Scheduled
    15.08.2021 € 290.63 € 151.40 € 442.04 Scheduled
    15.09.2021 € 293.76 € 148.28 € 442.04 Scheduled
    15.10.2021 € 301.61 € 140.43 € 442.04 Scheduled
    15.11.2021 € 300.17 € 141.87 € 442.04 Scheduled
    15.12.2021 € 307.87 € 134.16 € 442.04 Scheduled
    15.01.2022 € 306.72 € 135.32 € 442.04 Scheduled
    15.02.2022 € 310.02 € 132.02 € 442.04 Scheduled
    15.03.2022 € 325.81 € 116.23 € 442.04 Scheduled
    15.04.2022 € 316.86 € 125.18 € 442.04 Scheduled
    15.05.2022 € 324.20 € 117.84 € 442.04 Scheduled
    15.06.2022 € 323.76 € 118.28 € 442.04 Scheduled
    15.07.2022 € 330.95 € 111.09 € 442.04 Scheduled
    15.08.2022 € 330.81 € 111.23 € 442.04 Scheduled
    15.09.2022 € 334.37 € 107.67 € 442.04 Scheduled
    15.10.2022 € 341.33 € 100.71 € 442.04 Scheduled
    15.11.2022 € 341.64 € 100.40 € 442.04 Scheduled
    15.12.2022 € 348.44 € 93.60 € 442.04 Scheduled
    15.01.2023 € 349.07 € 92.97 € 442.04 Scheduled
    15.02.2023 € 352.83 € 89.21 € 442.04 Scheduled
    15.03.2023 € 364.89 € 77.15 € 442.04 Scheduled
    15.04.2023 € 360.55 € 81.48 € 442.04 Scheduled
    15.05.2023 € 366.94 € 75.10 € 442.04 Scheduled
    15.06.2023 € 368.38 € 73.65 € 442.04 Scheduled
    15.07.2023 € 374.60 € 67.44 € 442.04 Scheduled
    15.08.2023 € 376.38 € 65.66 € 442.04 Scheduled
    15.09.2023 € 380.43 € 61.61 € 442.04 Scheduled
    15.10.2023 € 386.38 € 55.66 € 442.04 Scheduled
    15.11.2023 € 388.69 € 53.35 € 442.04 Scheduled
    15.12.2023 € 394.46 € 47.58 € 442.04 Scheduled
    15.01.2024 € 397.12 € 44.92 € 442.04 Scheduled
    15.02.2024 € 401.39 € 40.65 € 442.04 Scheduled
    15.03.2024 € 408.06 € 33.98 € 442.04 Scheduled
    15.04.2024 € 410.10 € 31.93 € 442.04 Scheduled
    15.05.2024 € 415.41 € 26.63 € 442.04 Scheduled
    15.06.2024 € 418.99 € 23.05 € 442.04 Scheduled
    15.07.2024 € 424.10 € 17.94 € 442.04 Scheduled
    15.08.2024 € 428.06 € 13.97 € 442.04 Scheduled
    15.09.2024 € 432.67 € 9.37 € 442.04 Scheduled
    15.10.2024 € 437.48 € 4.56 € 442.04 Scheduled
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  • History of Actions

    DateActionDescription
    23.01.2017 Agreement with client regarding debt payment process Hipocredit will contact the client to reach an agreement regarding the debt payment process and deadline. The agreed upon deadline is regularly monitored, and, if necessary, the client will be contacted multiple times. Clients will incur a fine according to their contract for delayed payments.