Loan 20238-01 - Business Loan Latvia

Loan Details

Loan Type Business Loan
Loan Amount € 17 215.66
Remaining Principal € 0.00
Interest Rate 12.7%
Initial LTV -
LTV -
Initial Term 18 m. 9 d.
Remaining Term Late
Amortization Method Full
Listing Date 05.08.2015
Date of Issue 15.04.2015
Closing Date 15.10.2016
Status Finished
Loan Originator Capitalia
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  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Debt Collection
  • Borrower and Collateral Details

    BorrowerCompany
    Business sectorReal estate agencies
    DescriptionFull service real estate company (purchase, sale, rent, lease, etc.) that operates since 2007. Key clients are commercial banks that are liquidiating their real estate asset portfolio. Capital required to finance investment in marketing and for other working capital needs.
    Registered03.12.2007
    Risk category B (Low risk)
    Estimated annual default rate 1.7%
    Personal guarantee Yes
    Collateral -
    Country Latvia, Rīga
  • DatePrincipal Interest TotalPayment ReceivedPayment DateStatus
    15.05.2015 Paid
    15.06.2015 Paid
    15.07.2015 Paid
    15.08.2015 € 971.76 € 60.73 € 1 032.49 € 1 032.49 15.08.2015 Paid
    15.09.2015 € 994.44 € 177.65 € 1 172.09 € 1 172.09 16.09.2015 Paid
    15.10.2015 € 1 017.64 € 161.39 € 1 179.03 € 1 179.03 26.10.2015 Paid after the due date
    Received late payment fee: € 13.15
    15.11.2015 € 1 041.38 € 155.64 € 1 197.02 € 1 197.02 15.11.2015 Paid
    15.12.2015 € 1 065.68 € 139.60 € 1 205.28 € 1 205.28 05.01.2016 Paid after the due date
    15.01.2016 € 1 090.55 € 132.60 € 1 223.15 € 1 223.15 20.01.2016 Paid after the due date
    15.02.2016 € 1 116.00 € 120.67 € 1 236.67 € 1 236.67 19.02.2016 Paid after the due date
    15.03.2016 € 1 142.04 € 101.47 € 1 243.51 € 1 243.51 25.03.2016 Paid after the due date
    15.04.2016 € 1 168.68 € 95.98 € 1 264.66 € 1 264.66 26.07.2016 Paid after the due date
    Received late payment fee: € 94.85
    15.05.2016 € 1 195.95 € 80.51 € 1 276.46 € 1 276.46 26.07.2016 Paid after the due date
    Received late payment fee: € 72.22
    15.06.2016 € 1 223.86 € 70.12 € 1 293.98 € 1 293.98 31.07.2016 Paid after the due date
    15.07.2016 € 1 252.41 € 54.90 € 1 307.31 € 1 307.31 07.11.2016 Paid after the due date
    15.08.2016 € 1 281.64 € 43.04 € 1 324.68 € 1 324.68 07.11.2016 Paid after the due date
    15.09.2016 € 1 311.54 € 29.02 € 1 340.56 € 1 340.56 12.01.2017 Paid after the due date
    15.10.2016 € 1 342.09 € 14.20 € 1 356.29 € 1 356.29 03.02.2017 Paid after the due date
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  • History of Actions

    DateActionDescription
    17.06.2016 Communication with the client The client will repay the loan till the end of the month
    07.07.2016 Communication with the client Client has indicated clear cash flow expectations from which the loan would be repaid. Warning letter on termination of the contract has been issued to allow initiation of collection procedure. Term of payment friendly settlement has been agreed on July 15, 2016.
    26.07.2016 Communication with the client Client repaid debt amount EUR 3 397,00 on July 21,2016. Term of next payment has been agreed on August 15, 2016
    23.09.2016 Communication with the client Client will pay off debt until October 15 or we will agree about new schedule
    28.11.2016 Communication with the client Client repaid half of the debt and will pay partly EUR 250 every month.