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Loan 2228711-01 - Business Loan Lithuania

Loan Details

Loan Type Business Loan
Loan Amount € 70 000.00
Remaining Principal € 0.00
Effective APR charged to borrowers 9.2%
Interest Rate 11.0%
Initial LTV 74%
LTV -
Initial Term 42 m. 27 d.
Remaining Term 7 m. 11 d.
Amortization Method Partial
Listing Date 31.01.2018
Date of Issue 05.11.2015
Closing Date 01.06.2019
Status Finished prematurely
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Loan Originator Details

Loan Originator
Legal Entity
UAB Capitalia Finance
Group Guarantee
AS Capitalia, Capitalia Finance OU
  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Borrower and Collateral Details

    Loan PurposeExpansion financing
    BorrowerCompany
    Business sectorConstruction of buildings
    DescriptionCompany is providing construction, energy and IT project management and development services. Financing was attracted for working capital that needed to be increased as a result of large number of new EU structural fund projects that company had won.
    Estimated annual default rate 0.5
    Collateral Personal guaranty from owner, building in Vilnius old town pledged and company shares pledged
    Country Lithuania
    Valuation€ 95 000 / 03.11.2015
    Personal guarantee yes
    Risk category A+
  • DatePrincipal Interest TotalPayment ReceivedPayment DateStatus
    01.07.2017 Paid
    01.08.2017 Paid
    01.09.2017 Paid
    01.10.2017 Paid
    01.11.2017 Paid
    01.12.2017 Paid
    01.01.2018 Paid
    01.02.2018 € 0.00 € 213.89 € 213.89 € 213.89 01.02.2018 Paid
    01.03.2018 € 0.00 € 598.89 € 598.89 € 598.89 01.03.2018 Paid
    01.04.2018 € 0.00 € 663.06 € 663.06 € 663.06 03.04.2018 Paid
    01.05.2018 € 0.00 € 641.67 € 641.67 € 641.67 02.05.2018 Paid
    01.06.2018 € 0.00 € 663.06 € 663.06 € 663.06 01.06.2018 Paid
    01.07.2018 € 5 317.75 € 641.67 € 5 959.42 € 5 959.42 02.07.2018 Paid
    01.08.2018 € 5 406.38 € 612.68 € 6 019.06 € 6 019.06 01.08.2018 Paid
    01.09.2018 € 5 496.49 € 561.47 € 6 057.96 Late
    01.10.2018 € 5 588.10 € 492.98 € 6 081.08 Late
    01.11.2018 € 5 681.23 € 456.48 € 6 137.71 Scheduled
    01.12.2018 € 5 775.92 € 389.68 € 6 165.60 Scheduled
    01.01.2019 € 5 872.18 € 347.95 € 6 220.13 Scheduled
    01.02.2019 € 5 970.05 € 292.33 € 6 262.38 Scheduled
    01.03.2019 € 6 069.55 € 212.96 € 6 282.51 Scheduled
    01.04.2019 € 6 170.71 € 178.29 € 6 349.00 Scheduled
    01.05.2019 € 6 273.56 € 115.97 € 6 389.53 Scheduled
    01.06.2019 € 6 378.08 € 60.41 € 6 438.49 Scheduled
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