Loan 29363-01 - Business Loan Latvia

Loan Details

Loan Type Business Loan
Loan Amount € 25 000.00
Remaining Principal € 10 919.38
Interest Rate 11.5%
Initial LTV 67%
LTV 29%
Initial Term 24 m. 8 d.
Remaining Term 7 m. 13 d.
Amortization Method Full
Listing Date 09.11.2015
Date of Issue 04.11.2015
Closing Date 01.11.2017
Status 31-60 Days Late
Loan Originator Capitalia
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This Capitalia business loan comes with a buyback guarantee. Capitalia will buy back this loan from investors if it is 60 or more days delinquent.

Invest

Available
€ 0.05
  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Borrower and Collateral Details

    Loan PurposeWorking capital
    BorrowerCompany
    Business sectorWholesale and retail trade and repair of motor vehicles and motorcycles
    DescriptionCompany does retail sale of food, beverages and tobacco in specialised stores. The company operates two food stores in Riga and financing is attracted for a new store opening.
    Registered09.02.2006
    Risk category A
    Estimated annual default rate 0.5%
    Personal guarantee Yes
    Collateral LAND AND REAL ESTATE IN KEKAVA
    Country Latvia
    Valuation€ 37 500 / 27.10.2015
  • DatePrincipal Interest TotalPayment ReceivedPayment DateStatus
    01.12.2015 € 855.73 € 175.69 € 1 031.42 € 1 031.42 01.12.2015 Paid
    01.01.2016 € 870.00 € 239.10 € 1 109.10 € 1 109.10 04.01.2016 Paid
    01.02.2016 € 884.50 € 230.48 € 1 114.98 € 1 114.98 09.02.2016 Paid after the due date
    Received late payment fee: € 0.01
    01.03.2016 € 899.24 € 207.42 € 1 106.66 € 1 106.66 18.03.2016 Paid after the due date
    01.04.2016 € 914.22 € 212.82 € 1 127.04 € 1 127.04 04.04.2016 Paid
    01.05.2016 € 929.46 € 197.19 € 1 126.65 € 1 126.65 06.05.2016 Paid after the due date
    01.06.2016 € 944.95 € 194.56 € 1 139.51 € 1 139.51 01.06.2016 Paid
    01.07.2016 € 960.70 € 179.23 € 1 139.93 € 1 139.93 05.07.2016 Paid after the due date
    01.08.2016 € 976.71 € 175.69 € 1 152.40 € 1 152.40 03.09.2016 Paid after the due date
    01.09.2016 € 992.99 € 166.02 € 1 159.01 € 1 159.01 06.09.2016 Paid after the due date
    01.10.2016 € 1 009.54 € 151.14 € 1 160.68 € 1 160.68 01.10.2016 Paid
    01.11.2016 € 1 026.37 € 146.18 € 1 172.55 € 1 172.55 02.11.2016 Paid
    01.12.2016 € 1 043.47 € 131.63 € 1 175.10 € 1 175.10 01.12.2016 Paid
    01.01.2017 € 1 060.86 € 125.69 € 1 186.55 € 1 186.55 09.01.2017 Paid after the due date
    01.02.2017 € 1 078.55 € 115.18 € 1 193.73 € 827.06 Late
    01.03.2017 € 1 096.52 € 94.39 € 1 190.91 € 94.39 Late
    01.04.2017 € 1 114.80 € 93.64 € 1 208.44 Scheduled
    01.05.2017 € 1 133.38 € 79.94 € 1 213.32 Scheduled
    01.06.2017 € 1 152.27 € 71.38 € 1 223.65 Scheduled
    01.07.2017 € 1 171.47 € 58.03 € 1 229.50 Scheduled
    01.08.2017 € 1 191.00 € 48.37 € 1 239.37 Scheduled
    01.09.2017 € 1 210.85 € 36.57 € 1 247.42 Scheduled
    01.10.2017 € 1 231.03 € 23.79 € 1 254.82 Scheduled
    01.11.2017 € 1 251.39 € 12.39 € 1 263.78 Scheduled
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