Loan 835313-01 - Business Loan Lithuania

Loan Details

Loan Type Business Loan
Loan Amount € 10 000.00
Remaining Principal € 0.00
Effective APR charged to borrowers 35.1%
Interest Rate 13.0%
Initial LTV 100%
LTV -
Initial Term 23 m. 28 d.
Remaining Term 3 m. 15 d.
Amortization Method Full
Listing Date 14.04.2017
Date of Issue 04.04.2017
Closing Date 01.04.2019
Status Finished prematurely
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Loan Originator Details

Loan Originator
Legal Entity
UAB Capitalia Finance
Group Guarantee
AS Capitalia, Capitalia Finance OU
  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Debt Collection
  • Borrower and Collateral Details

    Loan PurposeExpansion financing
    BorrowerCompany
    Business sectorCrop and animal production, hunting and related service activities
    DescriptionCompany has two main activities. One is beekeeping farm and second is garlic farm. Main buyers are retail chains and wholesalers. Financing was attracted to purchase garlic harvester.
    Estimated annual default rate 2.3%
    Collateral Pledged mini truck Iveco 35C15 2008
    Country Lithuania
    Valuation€ 10 000 / 29.03.2017
    Personal guarantee yes
    Risk category C
  • DatePrincipal Interest TotalPayment ReceivedPayment DateStatus
    01.05.2017 € 293.52 € 61.39 € 354.91 € 354.91 04.07.2017 Paid after the due date
    Received late payment fee: € 0.02
    01.06.2017 € 302.08 € 108.66 € 410.74 € 410.74 04.07.2017 Paid after the due date
    01.07.2017 € 310.89 € 101.88 € 412.77 € 412.77 25.08.2017 Paid after the due date
    01.08.2017 € 319.96 € 101.80 € 421.76 € 421.76 25.08.2017 Paid after the due date
    01.09.2017 € 329.29 € 98.22 € 427.51 € 427.51 11.09.2017 Paid after the due date
    01.10.2017 € 338.90 € 91.48 € 430.38 € 430.38 31.10.2017 Paid after the due date
    01.11.2017 € 348.78 € 90.74 € 439.52 € 439.52 20.12.2017 Paid after the due date
    01.12.2017 € 358.96 € 84.03 € 442.99 € 442.99 15.01.2018 Paid after the due date
    01.01.2018 € 369.43 € 82.81 € 452.24 € 452.24 22.02.2018 Paid after the due date
    01.02.2018 € 380.20 € 78.68 € 458.88 € 458.88 22.02.2018 Paid after the due date
    01.03.2018 € 391.29 € 67.22 € 458.51 € 458.51 21.05.2018 Paid after the due date
    01.04.2018 € 402.70 € 70.04 € 472.74 € 472.74 21.05.2018 Paid after the due date
    01.05.2018 € 414.45 € 63.42 € 477.87 € 477.87 27.08.2018 Paid after the due date
    01.06.2018 € 426.54 € 60.89 € 487.43 € 487.43 10.09.2018 Paid after the due date
    01.07.2018 € 438.98 € 54.31 € 493.29 € 493.29 12.10.2018 Paid after the due date
    01.08.2018 € 451.78 € 51.20 € 502.98 € 502.98 13.11.2018 Paid after the due date
    01.09.2018 € 464.96 € 46.15 € 511.11 € 380.47 Late
    01.10.2018 € 478.52 € 39.62 € 518.14 € 39.62 Late
    01.11.2018 € 492.48 € 35.58 € 528.06 € 35.58 Late
    01.12.2018 € 506.84 € 29.10 € 535.94 Late
    01.01.2019 € 521.62 € 24.40 € 546.02 Scheduled
    01.02.2019 € 536.84 € 18.56 € 555.40 Scheduled
    01.03.2019 € 552.49 € 11.33 € 563.82 Scheduled
    01.04.2019 € 568.50 € 6.36 € 574.86 Scheduled
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  • History of Actions

    DateActionDescription
    11.07.2017 Communication with the client Loan is active, the client expects to pay with delay until 07.25
    20.08.2018 Communication with the client Ongoing negotiation on friendly settlement of the debt.
    20.08.2018 Regular update on the borrower status There are no updates since the latest status update.
    03.09.2018 Regular update on the borrower status There are no updates since the latest status update.
    26.10.2018 Communication with the client Ongoing negotiation on friendly settlement of the debt.
    30.11.2018 Collection Company is making partial payments every month, negotiating on friedly solution