Spring is waking up and the agricultural loans on Mintos are back. It’s time to invest! Take a look here

Invest in loans and earn great returns

With Mintos, you have an easy, transparent and diversified investment experience.

Register

Investing your money puts your capital at risk and investors are not protected by any financial compensation scheme.
Learn more about our approach to risk.

Why invest through Mintos?

Easy to Diversify

You will find a wide breadth of loans to invest in on the Mintos marketplace. Diversify across loan types, loan originators, and different geographies. Reduce the impact of any single loan loss, and earn great returns.

Full Control

You can invest automatically using our Auto Invest tool or choose loans one by one. As you receive principal and interest payments from borrowers each month, the funds become available for you to reinvest or withdraw to your bank account.

Hassle-Free

Investing in hundreds - or even thousands - of loans and building a well-diversified portfolio has never been easier. Set up Auto Invest according to your chosen investment strategy and let it automatically invest in corresponding loans.

Aligned Incentives

Every loan on the Mintos marketplace is pre-funded by its respective loan originator, which also keeps a certain percentage of the loan on its balance sheet. As a result, the incentives of loan originators and investors are aligned.

€ 1 749 853 356

invested in loans since 2015

11.70%

average net annual return

114 026

registered investors from 70 countries

See currently-available loans

  • Primary Market 131654
  • Secondary Market 178095

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What our investors say

Best p2p lending platform I​ ha​ve tried so far

I've reviewed tens of p2p lending platforms out there, personally tried a few of them. Mintos is by far the most simple and straightforward platform that works exactly as expected. I now transfer funds from all the other platforms to Mintos only.

Joooc
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​Simple, intuitive and informative

Mintos provides a great experience in using their p2p platform. Data about investments are presented the way an investor would like to see them. Highly recommended!

Dmitrij
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Amazing p2p lending platform

Mintos is very simple to use. You can easily control the amount of loans, interest and risk. I also like its other great features - Auto Invest and the secondary market. Communication with support is really fast.

Lukáš
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