Invest in loans and earn great returns

With Mintos, you have an easy, transparent and diversified investment experience.


Investing your money puts your capital at risk and investors are not protected by any financial compensation scheme.
Learn more about our approach to risk.

Why invest through Mintos?

Easy to Diversify

You will find a wide breadth of loans to invest in on the Mintos marketplace. Diversify across loan types, loan originators, and different geographies. Reduce the impact of any single loan loss, and earn great returns.

Full Control

You can invest automatically using our Auto Invest tool or choose loans one by one. As you receive principal and interest payments from borrowers each month, the funds become available for you to reinvest or withdraw to your bank account.


Investing in hundreds - or even thousands - of loans and building a well-diversified portfolio has never been easier. Set up Auto Invest according to your chosen investment strategy and let it automatically invest in corresponding loans.

Aligned Incentives

Every loan on the Mintos marketplace is pre-funded by its respective loan originator, which also keeps a certain percentage of the loan on its balance sheet. As a result, the incentives of loan originators and investors are aligned.

€ 2 811 243 587

invested in loans since 2015


average net annual return

160 279

registered investors from 69 countries

See currently-available loans

  • Primary Market 569356
  • Secondary Market 377607