To start investing at Mintos, you need to register as an investor. This is a simple process that will take less than 5 minutes.
Transfer funds to your investor account
Once you have registered with Mintos, transfer the desired amount of money from your bank or e-money account to your Mintos investor account.
Build your investment portfolio
Once the money is added to your Mintos investor account, you can begin building your investment portfolio, either by using the Auto Invest tool or by browsing loan listings.
Receive monthly payments
Each month, you will receive payments from borrowers consisting of the principal and interest payments*. You can choose to reinvest these funds in other loans or transfer them back to your bank or e-money account.
What does the Mintos investor profile offer?
You can view all available loans in one place and choose loans in which to invest. Additional details are available for each loan, including information about the borrower and the collateral (if any). You can also review the payment schedule, debt collection updates, and other investments in the loan.
Auto Invest is the easiest and most convenient way to invest in loans and build a diversified portfolio. You can set your own Auto Invest criteria and change them at any time. You can also pause or cancel Auto Invest whenever you wish.
If you want to sell your investment before full repayment of the loan, you can use the secondary market. Investors can see all loans listed in the secondary market in Loan Listings.
You can view all your transactions in your Account Overview. Loans in which you have invested can be seen under the My Investments tab. Remotely signed contracts for each of your investments are also saved there.