Préstamo 1110801-01 - Factoraje Lithuania

Detalles del préstamo

Tipo de préstamo Factoraje
Importe del préstamo € 6 029.00
Cantidad restante del principal € 5 272.53
TAE efectiva cargada al prestatario -
Tipo de interés (10.5%)
LTV inicial -
Periodo inicial 2 m. 0 d.
Periodo restante Late
Método de amortización Total
Fecha de inclusión 13.06.2017
Fecha de emisión 25.05.2017
Fecha de cierre 25.07.2017
Estado Impago
Advance Rate 50%

Detalles del originador de préstamos

Entidad legal
UAB Debitum fori
  • Prestatario y aval
  • Esquema de pago
  • Desglose de la inversión
  • Cobro de deuda
  • Detalles del aval y del prestatario

    Objetivo del préstamoWorking Capital
    Business sectorWholesale of construction materials
    DescriptionThe Company is a wholesaler and retailer of broad range of fasteners and furniture fittings. The Company has obtained exclusive rights to sell Italian manufacturer's products in Lithuania. Additional funding is needed to support growing demand for represented products and to introduce new products. The Company is a repeated client of Debifo with good previous payment history. Expected payment - up to 15 days after due date.
    Invoice Transaction Información confidencial interna
    Invoice Recourse
    País Lithuania
    Personal guarantee
    Descripción de la categoría de riesgo BB
  • FechaPrincipal Intereses TotalPago recibidoFecha del pagoEstado
    25.07.2017 € 6 029.00 € 73.86 € 6 102.86 € 1 181.28 Late

    The loan has defaulted. Debt collection has been initiated.

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  • History of Actions

    16.10.2017 Communication with the client The Company pledged the remaining inventory in the warehouse and additional land plots as collateral (there are also 2 personal guarantees from financing agreement). We are actively working with the Company to restore solvency and we expect to gradually recover the majority of the outstanding amount within 12 months. Based on business seasonality, we expect a higher recovery in October, November, December and lower recovery in the first four months of 2018.
    08.01.2018 Communication with the client The Company will have slower December-January due to seasonal holidays, recovery expected to continue in February-March.
    02.07.2018 Debt collection started Contract with the borrower has been terminated and debt collection process has been started
    02.07.2018 Collection The State Social Insurance Fund Board filed for the company bancruptcy. 16/7/2018 court proceedings regarding bancruptcy will be held.
    03.10.2018 Collection On 2018-07-16 bankruptcy announced, creditor claim submitted but has not been approved yet. Legal enforcement from guarantors.
    03.12.2018 Collection 2018-07-16 bancruptcy announced, 2018-11-16 creditor claim 148 254,40 Eur approved. Legal enforcement from guarantors.

    Debt collection costs: € 0.00