Loan 194268-01 - Préstamo comercial Latvia

Loan Details

Tipo de préstamo Préstamo comercial
Loan Amount € 20 000.00
Remaining Principal € 12 942.62
Tipo de interés 10.5%
Initial LTV 65%
LTV 42%
Initial Term 36 m. 0 d.
Remaining Term 20 m. 6 d.
Método de amortización Total
Fecha de inclusión 02.09.2016
Date of Issue 30.08.2016
Closing Date 15.08.2019
Estado Actual
Entidad emisora del préstamo Capitalia
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This loan comes with a buyback guarantee. Capitalia will buy back the loan from investors if it becomes 60 or more days delinquent.

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Available
€ 0.48
  • Borrower and Collateral
  • Payment Schedule
  • Investment Breakdown
  • Borrower and Collateral Details

    Objetivo del préstamoWorking Capital
    BorrowerEmpresas
    Business sectorFinancial service activities, except insurance and pension funding
    DescriptionFast growing lending company in Latvia that offers vehicle finance lease and leaseback services, whereby the loan is secured by vehicle collateral. Loan was attracted to grow client portfolio and issue new loans in the Latvian market.
    Registered10.07.2015
    Descripción de la categoría de riesgo A
    Estimated annual default rate 0.5
    Personal guarantee yes
    Collateral Vehicles pledge: CHRYSLER 300C (manufacturing year 2008); CHRYSLER GRAND VOYAGER (manufacturing year 2008); MERCEDES BENZ VITO 109 (manufacturing year 2008); SUBARU LEGACY (manufacturing year 2007)
    País Latvia
    Valuation€ 30 640 / 01.08.2016
  • DatePrincipal Intereses TotalPayment ReceivedPayment DateEstado
    15.09.2016 € 423.05 € 81.67 € 504.72 € 504.72 16.09.2016 Paid
    15.10.2016 € 429.40 € 171.30 € 600.70 € 600.70 15.10.2016 Paid
    15.11.2016 € 435.84 € 173.13 € 608.97 € 608.97 17.11.2016 Paid
    15.12.2016 € 442.37 € 163.73 € 606.10 € 606.10 22.12.2016 Paid after the due date
    15.01.2017 € 449.01 € 165.19 € 614.20 € 614.20 17.01.2017 Paid
    15.02.2017 € 455.75 € 161.13 € 616.88 € 616.88 17.02.2017 Paid
    15.03.2017 € 462.58 € 141.81 € 604.39 € 604.39 16.03.2017 Paid
    15.04.2017 € 469.52 € 152.82 € 622.34 € 622.34 18.04.2017 Paid
    15.05.2017 € 476.56 € 143.78 € 620.34 € 620.34 15.05.2017 Paid
    15.06.2017 € 483.71 € 144.27 € 627.98 € 627.98 19.06.2017 Paid
    15.07.2017 € 490.97 € 135.38 € 626.35 € 626.35 15.07.2017 Paid
    15.08.2017 € 498.33 € 135.46 € 633.79 € 633.79 16.08.2017 Paid
    15.09.2017 € 505.81 € 130.95 € 636.76 € 636.76 26.09.2017 Paid after the due date
    15.10.2017 € 513.39 € 122.30 € 635.69 € 635.69 16.10.2017 Paid
    15.11.2017 € 521.09 € 121.73 € 642.82 € 642.82 15.11.2017 Paid
    15.12.2017 € 528.91 € 113.25 € 642.16 Scheduled
    15.01.2018 € 536.84 € 112.24 € 649.08 Scheduled
    15.02.2018 € 544.90 € 107.39 € 652.29 Scheduled
    15.03.2018 € 553.07 € 92.54 € 645.61 Scheduled
    15.04.2018 € 561.37 € 97.46 € 658.83 Scheduled
    15.05.2018 € 569.79 € 89.40 € 659.19 Scheduled
    15.06.2018 € 578.33 € 87.23 € 665.56 Scheduled
    15.07.2018 € 587.01 € 79.36 € 666.37 Scheduled
    15.08.2018 € 595.81 € 76.70 € 672.51 Scheduled
    15.09.2018 € 604.75 € 71.31 € 676.06 Scheduled
    15.10.2018 € 613.82 € 63.72 € 677.54 Scheduled
    15.11.2018 € 623.03 € 60.29 € 683.32 Scheduled
    15.12.2018 € 632.38 € 52.89 € 685.27 Scheduled
    15.01.2019 € 641.86 € 48.94 € 690.80 Scheduled
    15.02.2019 € 651.49 € 43.14 € 694.63 Scheduled
    15.03.2019 € 661.26 € 33.64 € 694.90 Scheduled
    15.04.2019 € 671.18 € 31.27 € 702.45 Scheduled
    15.05.2019 € 681.25 € 24.38 € 705.63 Scheduled
    15.06.2019 € 691.47 € 19.04 € 710.51 Scheduled
    15.07.2019 € 701.84 € 12.37 € 714.21 Scheduled
    15.08.2019 € 712.26 € 6.44 € 718.70 Scheduled
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