To qualify for the bonus, you must invest a minimum of €1 500 in loans, bonds, real estate, ETFs, and crypto ETPs, or any combination of these assets, by 30 April 2026. All investments must be executed by 30 April 2026 to qualify for the bonus.

Please note: Bonds and real estate investments have scheduled execution dates that may be days or weeks after you commit your funds. Make sure the scheduled execution date falls before 30 April 2026, or your investment won't count toward your bonus.

Any investments in Smart Cash are not considered. If you make multiple investments at different times, they'll be taken into consideration when calculating your bonus tier. 

To maintain eligibility, your investments must remain invested until 31 July 2026. Your bonus will be paid to your Mintos account by 10 August 2026.

You can keep investing additional funds until 30 April 2026 to qualify for a higher tier bonus. All your investments in loans, bonds, real estate, ETFs, and crypto ETPs within the period are added up to calculate your final bonus. Any investments in Smart Cash are not considered.

Your return depends on the performance of the assets in your portfolio. We focus on high-yield investments that generate passive income so that you can see your money grow from day one.

If you want to create an account, simply click Create account on our website or in the Mintos app and follow these easy steps:

1. Choose your account type – individual or company.
2. Fill in your personal or company details, provide an email address where we can contact you, and select your country of residence.
3. Choose a password.
4. You’ve created an account! Before you start investing, you’ll need to tell us a bit about yourself so that we can verify it’s you and make sure our products are suitable and appropriate for you.

Our platform is designed around the idea of building a passive income stream from your investments, whether it’s in loans, bonds, or real estate. We also offer ETF portfolios for building long-term wealth, and Smart Cash as a better way to manage your cash on a single platform.

Investment firms like Mintos are subject to financial regulation. In the EU, this includes MiFID II and other applicable regulations. This supervision provides additional protection for investors by making sure financial institutions follow established rules and requirements. In this regulated environment, investors benefit from additional layers of protection and transparency.

- Mintos is required to hold investors’ financial instruments and uninvested funds separately from its own assets.
- The investor compensation scheme protects investors by providing compensation if Mintos fails to return financial instruments or funds to investors.
- Mintos is required to safeguard investors from taking on excessive risk by assessing their individual situation.
- Investors are provided with in-depth information that aims to help them make well-informed investment decisions.

More about investor protection

Mintos is Europe's leading investment platform for earning regular passive income, with over €700 million in assets under management for more than 600 000 registered users. 

We created Mintos so you can get more out of your money by earning regular income from investing. With a single platform, you can diversify your portfolio across a broad selection of assets, from loans and bonds to ETFs, real estate, and money market funds. We believe in offering investors the choice to automate their portfolio, or to hand-pick investments. 

Mintos has earned multiple industry awards since its founding in 2014, including five consecutive AltFi People's Choice Awards.