RestockTech Group

PT Sarana Proteksi Valuasindo is a dedicated lending vehicle supporting the Restock group’s
mission to provide innovative financing solutions for Indonesia’s underserved MSMEs.
Operated in partnership with Restock.id, an OJK-licensed P2P platform, the company offers
working capital and inventory-backed loans to fast-growing SMEs in retail, e-commerce, and
supply chain sectors.

Leveraging Restock’s proprietary technology platform, integrated with warehouse
management and inventory data, the company delivers highly tailored credit products with
efficient underwriting and transparent servicing. This data-driven approach allows Restock to
assess borrower performance in real time and provide responsible, needs-based financing.

As part of the broader Restock group—one of Indonesia’s leading digital warehousing and
SME financing ecosystems—PT Sarana Proteksi Valuasindo plays a key role in addressing the
country’s MSME credit gap. Through its partnership with Mintos, it aims to further expand
access to affordable and impactful financing for Indonesian entrepreneurs.