CAPEM

CAPEM
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 85.6 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 27.9 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
10%
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
11.0%
Founded:
2014
Colaboradores:
60
Joined Mintos:
14.12.2021
Loan Types: O tipo de ativos associados que a empresa de crédito emitiu.
Crédito empresarial Crédito empresarial
Countries: Os países quem que os ativos associados foram emitidos pela empresa de crédito ou de aluguer.
Moedas: Moedas em que são oferecidas as oportunidades de investimento da empresa.
EUR
Annual percentage rate charged to borrowers:
20%-35%
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
131 891

Sobre

CAPEM lends funds to Mexican small and medium enterprises, as well as supports them with know-how and know-who in the yields of management, finance, and taxes. There are around 4.5 million SMEs in Mexico, most of which are without access to institutional credit. The estimated finance gap (need for funding, but no access to funding) in Mexico is $1.6 billion, according to the IFC. (International Finance Corporation, a member of the World Bank Group). CAPEM was founded in 2014 and is part of ASOFOM (Association of Sofomes of Mexico), AMEXCAP (Association of Private Equity and Venture Capital of Mexico), and the SME Finance Forum by the IFC. 

The business model of CAPEM is built on prudent financial analysis of the companies they serve, allowing them to identify growth opportunities and issue loans needed for their business scaling. When underwriting, CAPEM approaches each client's situation individually by evaluating each company's unique information and applying tailor-made underwriting which helps them to build an in-depth understanding of each business. In addition to lending, a major part of their cooperation with clients is consulting. Their "Smart Money" business consulting program helps all funded SMEs improve their operations in the areas from business plan improvements to financial management and even social impact. Combining the two, CAPEM has all the tools to help its clients grow their businesses sustainably

Last Updated: 10.09.2021

Last Updated: 25.10.2023

Last Updated: 13.08.2021