Getting Started

  1. Register

    To start investing at Mintos, you need to register as an investor. This is a simple process that will take less than 5 minutes.

  2. Transfer funds to your investor account

    Once you have registered with Mintos, transfer the desired amount of money from your bank or e-money account to your Mintos investor account.

  3. Build your investment portfolio

    Once the money is added to your Mintos investor account, you can begin building your investment portfolio, either by using the Auto Invest tool or by browsing loan listings.

  4. Receive monthly payments

    Each month, you will receive payments from borrowers consisting of the principal and interest payments*. You can choose to reinvest these funds in other loans or transfer them back to your bank or e-money account.

*Neither Mintos nor the loan originator is responsible for a borrower failing to service the loan, including for late payments. In the case that a borrower is unable to repay the loan, investors may lose some or all of their invested capital.

What does the Mintos investor profile offer?

Loan Listings

You can view all available loans in one place and choose loans in which to invest. Additional details are available for each loan, including information about the borrower and the collateral (if any). You can also review the payment schedule, debt collection updates, and other investments in the loan.

Auto Invest

Auto Invest is the easiest and most convenient way to invest in loans and build a diversified portfolio. You can set your own Auto Invest criteria and change them at any time. You can also pause or cancel Auto Invest whenever you wish.

Secondary Market

If you want to sell your investment before full repayment of the loan, you can use the secondary market. Investors can see all loans listed in the secondary market in Loan Listings.

Account Overview

You can view all your transactions in your Account Overview. Loans in which you have invested can be seen under the My Investments tab. Remotely signed contracts for each of your investments are also saved there.