Invest in loans and earn great returns!

With Mintos, you have an easy, transparent and diversified investment experience.

Start Investing

Why invest through Mintos?

Easy to Diversify

You will find a wide breadth of loans to invest in on the Mintos marketplace. Diversify across loan types, loan originators, and different geographies. Reduce the impact of any single loan loss, and earn great returns.

Full Control

You can invest automatically using our Auto Invest tool or choose loans one by one. As you receive principal and interest payments from borrowers each month, the funds become available for you to reinvest or withdraw to your bank account.


Investing in hundreds - or even thousands - of loans and building a well-diversified portfolio has never been easier. Set up Auto Invest according to your chosen investment strategy and let it automatically invest in corresponding loans.

Aligned Incentives

Every loan on the Mintos marketplace is pre-funded by its respective loan originator, which also keeps a certain percentage of the loan on its balance sheet. As a result, the incentives of loan originators and investors are aligned.

€ 465 461 601

invested in loans since 2015


average net annual return

45 796

registered investors from 67 countries

See currently-available loans

  • Primary Market 65487
  • Secondary Market 133807

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What our investors say

Best p2p lending platform I​ ha​ve tried so far

I've reviewed tens of p2p lending platforms out there, personally tried a few of them. Mintos is by far the most simple and straightforward platform that works exactly as expected. I now transfer funds from all the other platforms to Mintos only.

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​Simple, intuitive and informative

Mintos provides a great experience in using their p2p platform. Data about investments are presented the way an investor would like to see them. Highly recommended!

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Amazing p2p lending platform

Mintos is very simple to use. You can easily control the amount of loans, interest and risk. I also like its other great features - Auto Invest and the secondary market. Communication with support is really fast.

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