Invest in loans and earn great returns!

With Mintos, you have an easy, transparent and diversified investment experience.

Start Investing

Why invest through Mintos?

Easy to Diversify

At the Mintos marketplace, you will find plenty of loans to invest in. Diversify across loan types, loan originators, and different geographies. Reduce the impact of any single loan loss, and earn great returns.

Full Control

You can invest automatically using Auto Invest or choose loans one by one. As you receive principal and interest payments from borrowers each month, the funds are available for you to reinvest or withdraw to your bank account at any time.


Investing in hundreds or even thousands of loans and building a well diversified portfolio has never been easier. Set up Auto Invest according to your chosen investment strategy and let Auto Invest automatically invest in corresponding loans.

Aligned Incentives

Every loan on the Mintos marketplace is pre-funded by the respective loan originator, which, moreover, will keep a certain percentage of the loan on its balance sheet. As the result, the incentives of loan originators and investors are aligned.

€ 75 657 352

invested in loans since 2015


average net annual return

14 101

registered investors from 50 countries

See the currently available loans

  • Primary Market 5920
  • Secondary Market 26040
  • Recent Activity

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What our investors say

Best p2p lending platform I​ ha​ve tried so far

I've reviewed tenths of p2p lending platforms out there, personally tried a few of them. Mintos is by far the most simple and straightforward platform that works exactly as expected. I now transfer funds from all the other platforms to Mintos only.

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​Simple, intuitive and informative

Mintos provides great experience in using their P2P platform. Data about investments is showed the way investor would like to see. Highly recommended!

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Amazing p2p lending platform

Mintos is very simple to use. You can easily control amount of loans, interest and risk. I also like other great features - auto invest tool and secondary market. Communication with support is really fast.

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