CAPEM

CAPEM lends funds to Mexican small and medium enterprises, as well as supports them with know-how and know-who in the yields of management, finance, and taxes. There are around 4.5 million SMEs in Mexico, most of which are without access to institutional credit. The estimated finance gap (need for funding, but no access to funding) in Mexico is $1.6 billion, according to the IFC. (International Finance Corporation, a member of the World Bank Group). CAPEM was founded in 2014 and is part of ASOFOM (Association of Sofomes of Mexico), AMEXCAP (Association of Private Equity and Venture Capital of Mexico), and the SME Finance Forum by the IFC. 

The business model of CAPEM is built on prudent financial analysis of the companies they serve, allowing them to identify growth opportunities and issue loans needed for their business scaling. When underwriting, CAPEM approaches each client's situation individually by evaluating each company's unique information and applying tailor-made underwriting which helps them to build an in-depth understanding of each business. In addition to lending, a major part of their cooperation with clients is consulting. Their "Smart Money" business consulting program helps all funded SMEs improve their operations in the areas from business plan improvements to financial management and even social impact. Combining the two, CAPEM has all the tools to help its clients grow their businesses sustainably