What is a buyback obligation?
A buyback obligation is a credit enhancement given by either the lending company or another entity of a lending company group to the loan security issuer for a particular loan. In cases where the borrower is late, the lending company is directly obliged to buy back the loan from the issuer at nominal value plus […]
Mintos Risk Score updates Q4 2023
The latest Mintos Risk Score updates based on developments and data from the last quarter of 2023 are now live on Mintos. In this article, we share the general summary of the most recent quarterly changes. All other details can be found on the Mintos Risk Score Updates page. An overview of historical changes in […]
What are alternative investments?
Traditional investments like stocks and bonds have long been the staples of personal and institutional portfolios, favored for their liquidity, transparency, and historical performance data. However, the inherent limitations of traditional investments, including their susceptibility to market volatility and inflation, have led investors to seek more resilient solutions. This shift in investor sentiment has fueled […]
A beginner’s guide to value investing
In the realm of investing, where trends often overshadow fundamentals, value investing stands as a testament to the power of intrinsic value. Championed by Benjamin Graham and Warren Buffett, this strategy transcends picking stocks by emphasizing the discovery of undervalued companies with robust fundamentals, promising long-term gains over short-term speculation. This approach is at the […]
Navigate the path to financial success
Achieving financial stability creates an indispensable foundation for securing both present wealth and future prosperity. This stability is paramount, ensuring basic needs are met first, fostering peace of mind, and acting as a buffer against unforeseen challenges. It embodies freedom, empowering individuals to pursue their dreams without constraints and make decisions aligned with their values […]
The value of setting investment goals
Goals are proven to have an energizing role in life, and the higher the goal, the greater the effort you’re likely to put in1. By having investment goals, you’re more likely to hold onto your better-performing investments for longer because your focus is on achieving your objectives rather than the gains or losses of individual […]
