Smart Cash

Earn up to 3.75% interest on your cash¹

Your cash earns more with Mintos Smart Cash. Enjoy the flexibility and peace of mind without leaving money on the table.
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High interest rate

Get the most out of your cash with up to 3.75% interest.¹

Maximum flexibility

Withdraw your money anytime, on the same day. No fees or penalties.

Low risk investment

Invest in a fund with the highest rating (AAA) managed by BlackRock.²
0.39% Overnight deposits³
Up to 3.75% Mintos
Smart Cash

Better than money in the bank

Don’t leave money on the table: Overnight bank deposits offer very low returns³ compared to the current interest rate environment. With Mintos Smart Cash, you can optimize returns from your cash and earn up to 3.75% interest.¹ Great for people who like to hold cash without losing out on return potential.
Earned €45.75

No strings attached

Withdraw your money same-day, with no fees or penalties. Whether you’re parking money in the short term, building an emergency fund, or keeping your wealth in cash as a long-term lifestyle choice, Mintos Smart Cash provides the flexibility you need.

Put your money in safe hands

Your money will only be invested in a low-volatility and highly liquid money market fund with the highest rating (AAA). This fund invests in fixed-income securities like bonds, money market instruments, and bank deposits with high credit quality.
Managed by

Earn more with Mintos Smart Cash

Earn up to 3.75% interest on your cash, no strings attached.¹


What is Smart Cash?
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