Earn up to 2.25% interest on your cash¹

Your cash earns more with Mintos Smart Cash. Enjoy the flexibility and peace of mind without leaving money on the table.

Managed by

High interest rate

Get the most out of your cash with up to 2.25% interest.¹

Maximum flexibility

Withdraw your money anytime, on the same day. No fees or penalties.

Low risk investment

Invest in a fund with the highest rating managed by BlackRock.²

0.32% Overnight deposits³

Up to 2.25% Mintos
Smart Cash

Better than money in the bank

Don’t leave money on the table: Overnight bank deposits offer very low returns³ compared to the current interest rate environment. With Mintos Smart Cash, you can optimize returns from your cash and earn up to 2.25% interest.¹ Great for people who like to hold cash without losing out on return potential.

Earned €45.75

No strings attached

Withdraw your money same-day, with no fees or penalties. Whether you’re parking money in the short term, building an emergency fund, or keeping your wealth in cash as a long-term lifestyle choice, Mintos Smart Cash provides the flexibility you need.

Put your money in safe hands

Your money will only be invested in a low-volatility and highly liquid money market fund with the highest rating. This fund invests in fixed-income securities like bonds, money market instruments, and bank deposits with high credit quality.

Managed by

Earn more with Mintos Smart Cash

Earn up to 2.25% interest on your cash, no strings attached.¹

FAQ

What is Smart Cash?

How safe is investing in Smart Cash?

How is interest in Smart Cash calculated?

How does Mintos Smart Cash compare to fixed-term deposits?

What are the fees related to Smart Cash?

How often is Smart Cash interest paid out?

How long does it take to withdraw money from Mintos Smart Cash?