Scale and track record
We have reached nearly 700K registered investors and €800M in assets under management across multiple asset classes designed for long-term investing.
Mintos fundraising
We are raising capital by offering AS Mintos Holdings shares to Mintos investors. The funds raised will support our pursuit of a banking license from the European Central Bank (ECB), expansion of investment products on the platform, and ongoing improvements to the mobile experience. These developments will provide a more seamless, all-in-one financial experience for our investors.
Key information about Mintos
Banking license initiative
We have decided to pursue a banking license from the European Central Bank (ECB). Upon obtaining a banking license, features such as deposit protection up to €100K and access to deposit-based funding would be available.
Product expansion
We are expanding our offering to include additional asset classes, such as crypto and stocks, in response to strong investor interest.
Pan-European presence
We are already available across Europe, reaching millions of investors as interest in long-term investing continues to grow.
Equity participation
Any potential return would depend on Mintos’ future performance and may occur only in the event of a liquidity event, such as an IPO or acquisition, or from dividends, if declared. Such outcomes are not guaranteed.
Why now?
We have built the platform, validated the model, and established operations across Europe. We are now focused on the next stage of development.
€800M
We have reached €800M in assets under management, growing AUM by €124M in 2025 compared to €60M in 2024.
700K
We have nearly 700K registered investors, welcoming 45% more new investors in 2025 than the previous year.
29%
Of active investors hold two or more assets on Mintos.
2x
Increase in total bond investments in 2025 year-over-year.
90%
CSAT – reflecting a strong investor experience
Risk warning and key disclaimers
This communication is a marketing message containing information provided by AS Mintos Holdings. AS Mintos Marketplace and AS Mintos Holdings are separate legal entities, AS Mintos Holdings is the sole shareholder of AS Mintos Marketplace.
This communication does not constitute investment advice by AS Mintos Marketplace, an offer or a solicitation to buy or sell any financial instruments, nor is it a substitute for the prospectus. You are solely responsible for making your own investment decision. Investing in shares involves significant risks, including the potential loss of the entire invested capital, limited liquidity, dilution of ownership, and absence of dividends. Past performance is not a reliable indicator of future performance. There is no guarantee that the objectives of the investment will be achieved. Before investing, investors should read the prospectus and, if necessary, consult with a licensed financial adviser to assess whether the investment is appropriate for their knowledge, experience, financial situation, and investment goals.
The offering of shares in AS Mintos Holdings is made solely on the basis of the approved prospectus, which is available in the link above on this page. Investors should base any investment decision only on the information contained in the prospectus. Shares in AS Mintos Holdings are not listed on a regulated market. Liquidity may be limited, and there may be no ready market to sell these shares. Investors may not be able to exit their investment at a desired time or price. Distribution or reliance on this communication outside the intended scope may be restricted or unlawful. Mintos has a direct interest in the success of this fundraising. We have implemented measures to manage this conflict, but it may still influence how the opportunity is presented to you.