How the Mintos Risk Score works
Mintos Risk Score
The Mintos Risk Score is a numerical measure that portrays the risk level of a particular investment opportunity on our platform. It’s expressed on a scale from 10 (low risk) to 1 (high risk). The calculated numerical value is rounded to the nearest integer.Learn more
Statuses describe activity of a lending company on Mintos. A lending company with a “live” assigned Mintos Risk Score is considered “Active”.
Status Suspended (S) means that all investment or selling activities related to the loans issued by a specific lending company are stopped on the Mintos Primary and Secondary Markets until new developments with the underlying issues are achieved.Learn more
Score withdrawn (SW)
What can cause a downgrade?
Under no circumstances should the Mintos Risk Score be treated and relied upon as a credit rating. It is not prepared in accordance with the methodology and provisions defined by the Regulation (EC) No 1060/2009 on credit rating agencies. The Mintos Risk Score is not investment advice and Mintos cannot be held liable for any losses which may result from basing investment decisions on information and/or analytical materials provided on this website.