How the Mintos Risk Score works
Mintos Risk Score
The Mintos Risk Score rates the risk level of a particular Note on a scale from 10 (low risk) to 1 (high risk). The calculated score is rounded to the nearest integer.
The Mintos Risk Score can be withdrawn if one or more of the subscores is not available, and this is expressed with the value “Score Withdrawn” or (SW).
When the Mintos Risk Score is shown for a particular Set of Notes, the lending company providing the underlying loans is "Active".
Status Suspended (S) means that all activities on the Primary and Secondary Markets for Notes backed by loans from a specific lending company are stopped on the platform, until further notice.
The lending company can become Defaulted (D) based on predefined criteria. This means that no new Notes backed by loans issued by this lending company will be available for investment, and existing Notes will be removed from the Primary and Secondary Markets.
Score withdrawn (SW)
What can cause a downgrade?
Under no circumstances should the Mintos Risk Score be treated and relied upon as a credit rating in accordance with the methodology and provisions defined by the Regulation (EC) No 1060/2009 on credit rating agencies. The Mintos Risk Score is not investment advice and Mintos cannot be held liable for any losses which may result from basing investment decisions on information and/or analytical materials provided on this website.