Grow your money

Wondering how you can achieve financial freedom? Investing can be the key to building long-term wealth and creating the financial means to achieve life-long goals.

See how your money can grow

Regular deposits (even small ones) can go a long way to building a financial future.

Initial deposit

5 000

Monthly deposit



The interest rate is based on the current weighted average interest rate of all outstanding loans on Mintos. Actual returns may be higher or lower.
Earnings (180 m.)1

With monthly deposit

61 311

Without monthly deposit

27 371

Monthly deposit

Total deposit


Earnings (180 m.)1


22 900

84 211

61 311


5 000

32 371

27 371

15 Years

Contribute regularly with recurring deposits

Return rates drive growth

When you invest, you can expect to earn a profit on the money you have invested - otherwise known as an investment return. Expected returns are often much higher than those of a savings account, and can therefore grow your money much faster.

The value of long-term investing

Each time you reinvest investment returns, they compound (grow bigger and bigger). Over time, your funds grow at an increasingly faster rate, and in the end, you have significantly more money than if you’d added the same amount to a regular savings account. This growth is what makes long-term investing so effective.

Reach your goals in double-time

The more you invest, the more you can earn. By setting up regular contributions towards your investments as well as reinvesting returns, you can reach your financial goals even faster! Regular deposits of just a few euros a week can add up to great value over time. So even minor adjustments can go a long way. Learn how to set up recurring deposits on Mintos.

Want to know the ins and outs of investing?

Whether you’re just getting started or already a pro, Mintos’ Investor Academy features a diverse collection of educational articles on investing. If you’re a beginner, you can start making your money work for you by learning the basics of investing.

There are thousands of investors earning passive income through investing in loans on Mintos.¹

529 260

registered users


current average interest rate²

€ 9.3 billion

invested since 2015³

€4636 Earned every hour
In 62 countries