Grow your money

Wondering how you can achieve financial freedom? Investing can be the key to building long-term wealth and creating the financial means to achieve life-long goals.

See how your money can grow

Regular deposits (even small ones) can go a long way to building a financial future.

Initial deposit

5 000

Monthly deposit

100

Years

The interest rate is based on the current weighted average interest rate of all outstanding loans on Mintos. Actual returns may be higher or lower.
Earnings (180 m.)1

With monthly deposit

48 719

Without monthly deposit

21 235

Monthly deposit

Total deposit

Capital

Earnings (180 m.)1

Yes

22 900

71 619

48 719

No

5 000

26 235

21 235

Today
15 Years

Contribute regularly with recurring deposits

Return rates drive growth

When you invest, you can expect to earn a profit on the money you have invested - otherwise known as an investment return. Expected returns are often much higher than those of a savings account, and can therefore grow your money much faster.²

The value of long-term investing

Each time you reinvest investment returns, they compound (grow bigger and bigger). Over time, your funds grow at an increasingly faster rate, and in the end, you have significantly more money than if you’d added the same amount to a regular savings account. This growth is what makes long-term investing so effective.²

Reach your goals in double-time

The more you invest, the more you can earn. By setting up regular contributions towards your investments as well as reinvesting returns, you can reach your financial goals even faster! Regular deposits of just a few euros a week can add up to great value over time. So even minor adjustments can go a long way. Learn how to set up recurring deposits on Mintos

Want to know the ins and outs of investing?

Whether you’re just getting started or already a pro, Mintos’ Investor Academy features a diverse collection of educational articles on investing. If you’re a beginner, you can start making your money work for you by learning the basics of investing.

There are thousands of investors earning passive income through loan investments on Mintos.

484 657

registered users from 61 countries

26.5 million

loans funded

11.10%

current average interest rate¹

€ 8.1 billion

invested in loans since 2015