HOW IT WORKS
Invest in loans in a regulated environment
Buy Notes to invest in loans and earn attractive risk-adjusted returns for an affordable entry price.¹ Benefit from increased investor protection in an authorized investment firm.Regulated financial instruments
Protected by the investor compensation scheme
Low minimum investment from €50
Notes in a nutshell
Notes are financial instruments that allow investors to invest in loans in a regulated environment.² To create a Set of Notes, several
loans with similar properties
are pooled together. Each Set has a unique International Securities Identification Number (ISIN) and consists of Notes of €0.01 nominal value each. By investing in a Set of Notes, you gain diversification across all underlying loans in the pool.
Purchasing Notes entitles you to receive repayments and interest payments for the Notes whenever borrowers make payments on the underlying loans. Notes come in a minimum bundle of 5 000 Notes worth €50 per Set you invest in. Each investment provides exposure to all underlying loans in the Set proportional to the loan amount.
How Notes are issued
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Earning a return on the investment
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Additional protection with a buyback obligation
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Selling Notes
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Standardized information about Notes
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Managing investment risk
The risks you face on Mintos, and what you can do about them