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Investing

Custom strategies

Actively select and manage your investments. Save time with optional automation.
Start investing
Tailor your portfolio

Keep control over what you invest in.

Choose from a huge number of investments from around the world
Filter by more than 15 different criteria, from interest rate and term to rating and country
Manage your own diversification
Discover how Mintos works

Automated strategies

Save time and effort with a custom automated strategy.

6% - 22%
Interest rate currently available
10
-
1.5
Mintos Risk Score
Set the investing rules, and your strategy will do the rest for you
Create as many strategies as you like
Start or stop your strategy anytime
Automatically reinvest your money to let it work continuously

Manual investments

Choose individual opportunities to invest in and fully manage your investments.

6% - 22%
Interest rate currently available
10
-
1.5
Mintos Risk Score
Hand pick individual investments
Check all details of an opportunity before investing

Your choice of market

Discover Mintos Primary and Secondary Markets

Primary Market

22 097 Notes available
Huge selection of available Notes for 61 lending companies from around the world
Works with all strategies

Secondary Market

€ 522 271 worth of investments sold on the Secondary Market per day on average
Buy investments from other investors – you may be able to get special deals
Sell your investments to other investors if you want to access your money sooner
Available for custom strategies only
See available investments

Compare ways of investing with Mintos

Strategy

Diversified

The best diversification with access to all Notes on the platform

11.96%

average interest rate 1

Select

Conservative

Notes for the lending companies with the best portfolio quality

13.07%

average interest rate 1

Select

High-yield

Prioritizes the Notes with the highest interest rates

14.56%

average interest rate 1

Select

Custom

For investors who want to create their own strategy or pick individual Notes

6% - 22%

interest rate currently available 1

Select
About strategy

The best diversification with access to all Notes on the platform

Notes for the lending companies with the best portfolio quality

Prioritizes the Notes with the highest interest rates

For investors who want to create their own strategy or pick individual Notes

Investment selection

Notes backed by loans with a buyback obligation

Fully diversified across all Notes on the platform

Notes for all lending companies

Max 15% in Notes for one lending company

Notes backed by loans with a buyback obligation

Includes Notes for lending companies with a portfolio that is at least 80% current and has less than 3% pending payments

Max 15% in Notes for one lending company

Notes backed by loans with a buyback obligation

Top 60% interest rate Notes on the platform

Max 15% in Notes for one lending company

Investor’s choice

22 097 Set of Notes available on the Primary Market

A numerical measure that portrays the risk level of a particular investment opportunity. It’s an aggregate of four subscores that are summarized and expressed through a numerical point-based risk evaluation model. Mintos Risk Score

10 to 3.5

10 to 6.5

10 to 3.5

10 to 1.5 available

Access to your money

Instant 2

Instant 2

Instant 2

Maturity or selling investments

Investment currency 3

EUR

EUR

EUR

10+ currencies

Information on Mintos portfolio management services
Compare ways of investing

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