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Investing

Custom strategies

Actively select and manage your investments. Save time with optional automation.
Start investing
Tailor your portfolio

Keep control over what you invest in.

Choose from a huge number of available opportunities from around the world
Filter by more than 15 different criteria, from interest rate and term to rating and country
Manage your own diversification
Discover how Mintos works

Automated strategies

Save time and effort with a custom automated strategy.

6% - 26%
Interest rate currently available
10
-
4
Mintos Risk Score
Set the investing rules, and your strategy will do the rest for you
Create as many strategies as you like
Start or stop your strategy anytime
Automatically reinvest your money to let it work continuously

Manual investments

Choose individual opportunities to invest in and fully manage your investments.

6% - 26%
Interest rate currently available
10
-
2
Mintos Risk Score
Hand pick individual investments
Check all details on an opportunities before investing

Your choice of market

Discover Mintos Primary and Secondary Markets

Primary Market

521 470 investment opportunities available
Invest in loans directly from the lending companies
Huge selection of available opportunities from 64 lending companies from around the world
Works with all strategies

Secondary Market

€ 522 271 worth of investments sold on the Secondary Market per day on average
Buy investments from other investors – you may be able to get special deals
Sell your investments to other investors if you want to access your money sooner
Available for custom strategies only
See available investments

Compare ways of investing with Mintos

Strategy

Diversified

The best diversification with access to all opportunities on the platform

11.02%

average interest rate 1

Select

Conservative

Opportunities from the lending companies with the highest Mintos Risk Score and the best portfolio quality

10.66%

average interest rate 1

Select

High-yield

Prioritizes the highest interest rate opportunities from lending companies with the top rates

15.25%

average interest rate 1

Select

Custom

For investors who want to create their own strategy or pick individual investments

6% - 26%

interest rate currently available 1

Select
About strategy

The best diversification with access to all opportunities on the platform

Opportunities from the lending companies with the highest Mintos Risk Score and the best portfolio quality

Prioritizes the highest interest rate opportunities from lending companies with the top rates

For investors who want to create their own strategy or pick individual investments

Loan selection

Fully diversified across all investments on the platform

Investments from all lending companies

Max 15% in investments related to one lending company

Opportunities with a buyback obligation

Includes opportunities from lending companies with a portfolio that is at least 80% current and has less than 3% pending payments

Max 15% in investments related to one lending company

Opportunities with a buyback obligation

Top 60% interest rate opportunities on the platform

Max 15% in investments related to one lending company

Investor’s choice

521 470 opportunities available on the Primary Market

573 222 opportunities available on the Secondary Market

A numerical measure that portrays the risk level of a particular investment opportunity. It’s an aggregate of four subscores that are summarized and expressed through a numerical point-based risk evaluation model. Mintos Risk Score

10 to 4

10 to 7

10 to 4

10 to 2 available

Access to your money

Instant 2

Instant 2

Instant 2

Maturity or selling loans

Investment currency 3

EUR

EUR

EUR

10+ currencies

Information on Mintos portfolio management services
Compare ways of investing

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