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Investing

Mintos Core

Invest confidently with a ready-to-go portfolio developed to match common investing goals. The easiest way to invest on Mintos.
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The portfolio for your busy life

Investing should be easy and effective. Our ready-to-go Mintos Core portfolio works for portfolios of all sizes. It’s fully automated, and can get you started in no time.

Get started in minutes
Fully automated to keep your money working
Dynamic diversification to manage risk
Cash out anytime1
Discover how Mintos works

Hassle-free investing

Mintos Core

The easiest way to get started on Mintos. This ready-to-go portfolio saves you time and provides easy access to your money.

11.56%
Average interest rate 2
10
-
4.0
Mintos Risk Score
Notes backed by loans with a A buyback obligation provides an additional layer of protection for specific investments. It means that if any repayment by the borrower is delayed by more than 60 days, the lending company is obliged to buy back the loan together with any interest. buyback obligation
Dynamic diversification across all Notes on the platform
Notes for all lending companies
Max 15% in Notes for one lending company

Your money, when you need it

Need your money sooner? Cash out to get your investment back any time under normal market conditions – even if the investments haven’t reached maturity. 3
More about cashing out

Compare ways of investing with Mintos

Strategy

Mintos Core

11.6%

average interest rate 2

Custom

5.0% - 22.0%

interest rate currently available

Manual investing

5.0% - 22.0%

interest rate currently available

What it offers

The best diversification with access to all Notes on the platform

Create a custom automated strategy, or hand-pick your investments

Actively choose and manage individual investments.

Investment selection

Notes backed by loans with a buyback obligation

Fully diversified across all Notes on the platform

Notes for all lending companies

Max 15% in Notes for one lending company

Criteria selected by the investor

17 127 Notes available on the Primary Market

Criteria selected by the investor

17 127 Notes available on the Primary Market

More than 15 investment criteria available

Manage your own diversification

A numerical measure that portrays the risk level of a particular investment opportunity. It’s an aggregate of four subscores that are summarized and expressed through a numerical point-based risk evaluation model. Mintos Risk Score

10 to 4.0

10 to 2.0

10 to 2.0

Access to your money

Instant 4

Maturity or selling investments

Maturity or selling investments

Investment currency 5

EUR

Multiple currencies available

Multiple currencies available

Information on Mintos portfolio management services

Ready when you are

Start investing today.