Mintos strategies
Invest confidently with predefined strategies developed to match different investing goals. The easiest way to invest on Mintos.3 strategies for all risk tolerances
Investing should be easy and effective. Our predefined Mintos strategies work for portfolios of all sizes. They are fully automated, and can get you started in no time.
The greatest diversification
Diversified
Spread your risk across a wide selection of investments to limit your exposure. Get the best diversification available on Mintos.
The best portfolio quality
Conservative
Build a more resilient portfolio. Invest in opportunities from lending companies with the best portfolio quality.
The highest interest rates
High-yield
Maximize your potential returns. Invest in the highest interest rate opportunities on Mintos.
Your money, when you need it
Compare ways of investing with Mintos
Diversified
The best diversification with access to all opportunities on the platform
11.02%
average interest rate 1
Conservative
Opportunities from the lending companies with the highest Mintos Risk Score and the best portfolio quality
10.66%
average interest rate 1
High-yield
Prioritizes the highest interest rate opportunities from lending companies with the top rates
15.25%
average interest rate 1
Custom
For investors who want to create their own strategy or pick individual investments
interest rate currently available 1
The best diversification with access to all opportunities on the platform
Opportunities from the lending companies with the highest Mintos Risk Score and the best portfolio quality
Prioritizes the highest interest rate opportunities from lending companies with the top rates
For investors who want to create their own strategy or pick individual investments
Fully diversified across all investments on the platform
Investments from all lending companies
Max 15% in investments related to one lending company
Opportunities with a buyback obligation
Includes opportunities from lending companies with a portfolio that is at least 80% current and has less than 3% pending payments
Max 15% in investments related to one lending company
Opportunities with a buyback obligation
Top 60% interest rate opportunities on the platform
Max 15% in investments related to one lending company
Investor’s choice
553 178 opportunities available on the Primary Market
572 914 opportunities available on the Secondary Market
10 to 4
10 to 7
10 to 4
10 to 2 available
Instant 2
Instant 2
Instant 2
Maturity or selling loans
EUR
EUR
EUR
10+ currencies