Debifo
Last Updated:
10.06.2019.
Loans Originated
€ 112 M
Loan portfolio
€ 11.3 M
Buyback obligation
Skin in the Game
5%
Average Interest %
11.3%
Website:
Founded:
2015
Employees:
19
Joined Mintos:
Jan 2016
Loan Types:
Invoice financing
Countries:
Currencies:
EUR
Effective APR charged to borrowers:
6%-24%
Outstanding investments:
€ 145 305
About
DEBIFO is the first non-bank invoice financing (factoring) service provider to small- and medium-sized businesses in Lithuania. DEBIFO seeks to help businesses expand by unlocking working capital stuck in outstanding invoices. DEBIFO clients provide products and services to large, trustworthy corporations in a wide array of business sectors.
Last Updated: 15.07.2019
Last Updated: 29.07.2019
Last Updated: 17.08.2017
Risk Categories
Here you can see all of the Debifo risk categories on the Mintos marketplace
Risk category | Interest rate without Buyback obligation | Est. annual bad debt rate |
---|---|---|
AA | 8.0%-10.0% | 0.10% |
BA | 8.5%-10.5% | 0.28% |
CA | 9.0%-11.0% | 0.45% |
AB | 9.5%-11.5% | 0.73% |
BB | 10.0%-12.0% | 1.15% |
CB | 10.5%-12.5% | 1.83% |
AC | 11.5%-13.5% | 2.95% |
BC | 12.5%-14.5% | 6.08% |
CC | 13.5%-15.5% | 8.50% |