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Mikro Kapital

Last Updated: 12.05.2020. Date when the basic information was updated
Mikro Kapital
Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 465.8 M
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 119.2 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
5% - 10%
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
9.0%
Website:
mikrokapital.com
Founded:
2008
Employees:
1762
Loan Types: The type of linked assets the lending company has issued.
Car loan Car loan
Agricultural loan Agricultural loan
Business loan Business loan
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
RUB, EUR
Annual percentage rate charged to borrowers:
17%-55%
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
€ 23 624 020
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Recent News

24.02.2022

Update: We’re limiting exposure to loans from Russia and Ukraine

13.04.2021

Funded loans volume on Mintos grew 26% in Q1, fueled by investors’ increasing confidence

07.04.2021

The first lending company from Uzbekistan launches on Mintos

06.04.2021

Market overview: Uzbekistan

27.01.2020

Mikro Kapital grows on Mintos by adding its Fitch “B-” rated subsidiary from Belarus

20.12.2019

Mikro Kapital now offers investments in business and agricultural loans from Romania

01.08.2019

Mikro Kapital grows on Mintos by adding business loans from Moldova

10.04.2019

Mikro Kapital, a leading business lender from Russia, launches on Mintos!
All News

About

Mikro Kapital was established in 1999 under the FINCA brand and later in 2017 shares of the company were fully obtained by Mikro Kapital Group. The aim of the company is to provide financial flows for micro-entrepreneurs as well as small and medium enterprises (SMEs).

The loan originator is part of the Mikro Kapital Group, a global holding company that unites financial institutions in Italy, Switzerland, Luxemburg, Armenia, Russia, Belarus, Romania, Moldova, Tajikistan and other countries. The group was founded in 2008.