Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 29M
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 8.6M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
10% - 100%
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
Joined Mintos:
September 2019
Loan Types: The type of linked assets the lending company has issued.
Short-term loan Short-term loan
Forward Flow Forward Flow
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
Annual percentage rate charged to borrowers:
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6


Zenka Finance is a fintech company set up in December 2018 to provide innovative personal flexible loan products. The typical clients of Zenka are men – educated, aged 25-45, running their own business or employed in the public/private sectors and living in the Nairobi region in Kenya. 

Zenka’s personal loans are fully flexible – the clients decide on their loan’s maturity, depending on their needs, up to 61 days. They may also benefit from top-up options, where borrowers can apply for an additional amount of money within their loan limit.

Some of the equity investors in the loan originator and Mintos overlap.

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