Everest Finanse

Last Updated: 30.09.2020. Date when the basic information was updated
Everest Finanse
Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 1.02 bil
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 80.7 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
Joined Mintos:
Loan Types: The type of linked assets the lending company has issued.
Personal loan Personal loan
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
Effective APR charged to borrowers: APR is not always the most representative measure of the cost of borrowing, therefore, Mintos shows effective APR. This is a unified measure among all loan originators on the platform. To calculate the effective APR, the methodology called XIRR (extended internal rate of return) is used, which is further adjusted to exclude compounding effects. Effective APR is calculated based on the cash flows charged to the borrower which includes principal, interest and any fees charged on a single loan basis, whether they are compulsory or not or are charged by a third party.
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
13 736 824


Everest Finanse has been operating since 2000 in Poland and issues its loans under the Bocian Pożyczki brand. The company’s core business is providing loans in the traditional home credit model. In this space, Everest Finanse is among the top companies in the country.

Borrowers can apply for a loan through three different channels - online, by phone or SMS. Concluding an agreement always takes place at the client's home.

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