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Pinjam Yuk

Last Updated: 12.04.2024. Date when the basic information was updated
Pinjam Yuk
Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 550 M
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 27 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
0% - 10%
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
15.0%
Website:
pinjamyuk.co/global
Founded:
2017
Employees:
2000+
Joined Mintos:
March 2024
Loan Types: The type of linked assets the lending company has issued.
Personal loan Personal loan
Personal loans (revolving pool) Personal loans (revolving pool)
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
EUR
Annual percentage rate charged to borrowers:
146%
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
€ 4 134 078

About

Established in 2017, Surfin belongs to a Singapore-based holding company (legal entity: Kuai Kuai Belt and Road PTE LTD). All loans listed on the Mintos marketplace by Surfin are issued by a Singapore company, Hypa Mind PTE LTD, through a Servicer in Indonesia, PT Kuaikuai Tech Indonesia, under the lending platform brand Pinjam Yuk. Surfin is a financial inclusion promoter in emerging markets and strives to enrich more people's lives by being transparent, compassionate, inclusive, and innovative. In just 5 years, Surfin has expanded to 10+ countries in Southeast Asia, Latin America, and Africa. Surfin’s mission is to better serve those unbanked and underbanked, so borrowers can achieve financial independence. 

 

Presentation

Presentation

Last Updated: 11.03.2024

Financials

Financials

Last Updated: 26.02.2025

Loan Agreement

Loan Agreement

Last Updated: 12.03.2024