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Founded in 2014, Hipocredit issues mortgage loans to both private individuals and companies across Latvia and Lithuania. The team consists of nine people; most of the functions are outsourced (e.g. real estate valuation, legal advice, notary services). Hipocredit's team has a background in the traditional banking industry, real estate industry and consumer lending business, providing a solid foundation for Hipocredit’s operations. Company is issuing EUR 3-5 million of new loans every year.