Last Updated: 23.04.2020. Date when the basic information was updated
Loans Originated Total volume of linked assets issued by this company to borrowers or renters since its founding.
€ 21 M
Loan portfolio Linked assets issued by the lending company to borrowers or renters at the time of the most recent financial statement that are current or less than 60 days late.
€ 13.6 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligationWithout a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
2% - 5%
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
Types: The type of linked assets the lending company has issued.
Mortgage loan Mortgage loan
Personal loan Personal loan
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
5 328 892
Schedule extension: During the first 30 days after the due date of a payment, the borrower or renter can opt for extending their payment schedule. The maximum number of extensions depends on the agreement and can't be more than 6. If the company agrees, the agreement will be automatically updated with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining term.
Up to 6


Founded in 2014, Hipocredit issues mortgage loans to both private individuals and companies across Latvia and Lithuania. The team consists of nine people; most of the functions are outsourced (e.g. real estate valuation, legal advice, notary services). Hipocredit's team has a background in the traditional banking industry, real estate industry and consumer lending business, providing a solid foundation for Hipocredit’s operations. Company is issuing EUR 3-5 million of new loans every year. 

Last Updated: 03.08.2021

Last Updated: 14.07.2021