Kredit Pintar

Last Updated: 21.04.2020. Date when the basic information was updated
Kredit Pintar
Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 923 M
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 40 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
Joined Mintos:
April 2019
Annual percentage rate charged to borrowers:
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6


Kredit Pintar is a consumer lending app in South East Asia. The platform originates micro consumer loans and augments the onboarding process using a sophisticated Artificial Intelligence-based risk management platform. Since its launch in September 2017, the loan originator has experienced fast loan volume growth, without compromising its lending standards. Kredit Pintar has consistently achieved top ranking and ratings in the regional Google Play Stores.
The platform is backed by blue-chip Private Equity and Venture Capital firms, and has funding partnerships with leading local financial institutions. It is registered with the relevant local authorities.

Last Updated: 20.04.2020

Last Updated: 16.11.2020