Last Updated: 09.08.2019.
|Effective APR charged to borrowers:||240%|
|Loans Outstanding on Mintos:||€ 788 723|
Alfakredyt was established in 2013 in Poland and the company offers loans up to PLN 4 000 (around EUR 900) to borrowers in the country. It prides itself on its fast service - borrowers can receive funds in their account within 15 minutes once their application has been accepted.
The company has also developed an automated scoring system, which is based on several factors - databases, in-depth automatic analysis based on historical data (similar to Big data) and personal experience of management. All of this combined means borrowers can get access to funds incredibly quickly and allows Alfakredyt to make the best decision when approving a loan.