Credissimo is a European fintech group that utilises innovative proprietary technology to provide instant online consumer loans, e-commerce financing and bill payment services. The company has operations in five European countries - Bulgaria, Macedonia, Poland, Romania and Spain. Credissimo adheres to the highest regulatory requirements and is strictly supervised by multiple European Banking and Financial Services Regulators including the National Bank of Bulgaria. Credissimo was the first company in the world to launch a fully automated chat for crediting on Facebook Messenger. In May 2017, it was the first lending company to accept Bitcoin from customers to repay their loans.