Last Updated: 31.03.2018.

Loans Originated
Loan portfolio
€ 78 M
Buyback Guarantee
With a buyback guarantee
Skin in the Game
Average Interest %
Founded: 2006
Employees: 100
Joined Mintos: August 2016
Loan Type: Personal LoanShort-Term Loan
Country: SpainPolandCzech RepublicFinlandEstonia
Currency: CZK, EUR, PLN
Loans Outstanding on Mintos: € 17 487 938
Schedule extension: No


Creditstar is one of the leading non-bank lenders in Europe offering unsecured microloans, installment loans and credit limit products. It has operations in eight countries including Estonia, Lithuania, Poland, the Czech Republic, Finland, Sweden, Spain, and the United Kingdom. Creditstar was founded in 2006 in Estonia, where it still has its headquarters. The company holds 40% market share in their home market of Estonia and has been profitable for every year since its founding.

The typical Creditstar customer is an active, young male, between 26-35 years old living in a small town who has taken a loan more than once and remains out of the focus of large commercial banks.


Creditstar has been successful in raising capital from financial markets from both institutional and private investors. Creditstar completed three new bond issues in Q4 2016. As of the end of Q2 2017, the company has in total EUR 21 million of secured notes outstanding and close to EUR 4 million of unsecured notes outstanding.


CREDITSTAR INTERNATIONAL OÜ provides a group guarantee to ensure the obligations of the buyback guarantee are fulfilled.

Last Updated: 04.09.2018

Last Updated: 01.08.2019