Kredit Pintar

Kredit Pintar
Loans Originated
€ 221 M
Loan portfolio
€ 40 M
Buyback Guarantee
With a buyback guarantee
Skin in the Game
Average Interest %
Founded: 2017
Employees: 600
Joined Mintos: April 2019
Loan Type: Personal LoanShort-Term Loan
Country: Indonesia
Currency: EUR
Annual percentage rate charged to borrowers: 300%
Loans Outstanding on Mintos: € 14 437 229


Kredit Pintar is the top consumer lending app in South East Asia. The platform originates micro consumer loans and augments the onboarding process using a sophisticated Artificial Intelligence-based risk management platform. Since its launch in September 2017, the loan originator has experienced fast loan volume growth, without compromising its lending standards. Kredit Pintar has consistently achieved top ranking and ratings in the regional Google Play Stores.

The platform is backed by blue-chip Private Equity and Venture Capital firms, and has funding partnerships with leading local financial institutions. It is registered with the relevant local authorities. 

Last Updated: 17.04.2019

Last Updated: 16.04.2019

Last Updated: 16.04.2019