Last Updated: 21.12.2018.
|Joined Mintos:||Dec 2018|
|Effective APR charged to borrowers:||469%|
|Loans Outstanding on Mintos:||€ 360 000|
Dineo (founded in 2014) is a business which issues loans exclusively with Spanish capital. Since its inception, it has achieved a permanent increase in the number of new customers and a stable portfolio growth. Dineo is operating online via www.dineo.es and through its more than 70 physical points throughout Spain, where loans can be granted and paid instantly if the clients meet all the necessary requirements.
Dineo makes strict controls to guarantee its solvency. The company is doing check-ups every time a client performs a new operation to ensure that the situation remains optimal. Alongside checking the payment capacity of their clients, the company also addresses queries to the bureaus for credit. Furthermore, if the client has problems with the payment, Dineo proposes formulas for agreements to help the client plan their payments and settle their debt.
Dineo believes their physical presence is one of their strengths, as the process is client-friendly, brings transparency to the transactions and adds to the customer’s satisfaction.