Last Updated: 31.03.2018.

Loans Originated
€ 2 M
Loan portfolio
€ 18 M (group)
Buyback Guarantee
With a buyback guarantee
Skin in the Game
Average NAR%
Founded: 2009
Employees: 305 (group)
Joined Mintos: Aug 2017
Loan Type: Personal LoanShort-Term Loan
Country: Latvia
Currency: EUR
Effective APR charged to borrowers: 84%-228%
Loans Outstanding on Mintos: € 905 704


VIZIA specializes in consumer loans, focusing on medium-to higher-income customers and their financial needs in various life situations.

The company is fully owned by ExpressCredit Group, the leading consumer financial services chain in Latvia. ExpressCredit was founded in 2009. Operating under different brands, including Banknote and VIZIA, it has become a trusted partner for more than 300 000 people across Latvia.


SIA ExpressCredit (Banknote brand) is 100% owner of SIA ViziaFinance (VIZIA brand).