What are fixed income investments? A guide for European investors
Fixed income investments are one of the most widely held asset classes, and the name itself is part of the appeal. It suggests stability: a defined return, paid on a schedule, with capital returned at the end. For investors who have only ever kept money in a savings account, that promise of predictability is what […]
Fixed income strategies | How to match your approach to your goals
What separates a well-structured fixed income portfolio from a collection of individual holdings is the reasoning behind the allocation. An investor 5 years from retirement needs scheduled cash flow to replace a salary. A younger investor with decades ahead may never touch the income at all, preferring to reinvest every coupon and let returns compound. […]
Junk bonds | What are they, and are they worth the risk?
Few terms in investing are as misleading as junk bonds. The name suggests something worthless, but the reality is a multi-trillion-dollar asset class that pension funds, insurance companies, and institutional investors have held for decades. These are corporate bonds issued by companies with lower credit ratings, ones that pay higher coupon rates because they have […]
Passive income investments | How they work and where to start
What if a portfolio could generate regular income without requiring daily attention? That’s where the appeal of passive income starts for most investors. Movements like FIRE (Financial Independence, Retire Early) brought the concept into the mainstream, but the idea applies beyond early retirement. Supplementing a salary, covering a recurring expense, or simply putting idle capital […]
Bond ladder strategy | How to build fixed income
Putting money into a single bond means committing to a specific set of conditions for the entire investment period. The coupon is fixed, the maturity date is fixed, and the return depends on holding that position until the end. This could work in theory, as long as nothing important changes. In practice, however, interest rates […]
Invest in bonds: Mintos investment platform explained
The bond market was not built with retail investors in mind. Six-figure minimums, institutional intermediaries, and limited access to high-yield corporate bonds kept individual investors on the outside for decades. That barrier has lowered now that a growing number of regulated investment platforms give retail investors access to bonds from multiple issuers across industries, with […]